The Value of a Pre-Approval

If you're thinking about buying a home, a pre-approval is a fast and simple way to make your home buying experience easier from start to finish.

Pre-approval means you get an approval for a mortgage loan before you make an offer on a home or even find a home you want (This is in contrast to pre-qualification - a preliminary evaluation of your financial status that does not include a commitment to giving you a loan). That means you'll have the benefit of knowing how much home you can afford before you begin shopping for a home.


Get an edge over other buyers.

A pre-approval gives you buying power - the ability to make offers, negotiate price and terms, and even sign a contract to buy. It gives you an advantage over other buyers when you make an a house, because a pre-approval letter proves to the seller and real estate agent that you're financially ready to buy the home.


ERA® Mortgage

The ERA® Mortgage pre-approval decision process is quick and easy. Just call (888) 307-8006 to speak with an experienced loan consultant.  We’ll walk you through what’s involved and get you started today.

ERA® Mortgage makes home loans easy in other ways too – we guarantee that you’ll close your loan by the agreed upon closing date – or we’ll pay you $500.*

Visit ERA® Mortgage

* Approved, conventional, conforming, purchase loans only. Excludes loans for REO, USDA and short sale properties. Void when delayed closing is required by law. Closing date to be mutually agreed upon between customer and us, and customer must provide all required documentation. Void if delays are caused by third-party entities (Appraisal, Title, Verification of Employment, etc.). Request for adjustment under guarantee must be made no later than 48 hours after the loan closing.