THE VALUE OF A PRE-APPROVAL
If you're thinking about buying a home, a pre-approval is a fast
and simple way to make your home buying experience easier from start to finish.
Pre-approval means you get an approval for a mortgage loan before
you make an offer on a home or even find a home you want (This is in contrast
to pre-qualification - a preliminary evaluation of your financial status that
does not include a commitment to giving you a loan). That means you'll have the
benefit of knowing how much home you can afford before you begin shopping for a home.
Get an edge over other buyers.
A pre-approval gives you buying power - the ability to make
offers, negotiate price and terms, and even sign a contract to buy. It gives
you an advantage over other buyers when you make an a house, because a pre-approval letter proves to the seller and real estate
agent that you're financially ready to buy the home.
ERA® Mortgage will give you a same-day pre-approval loan decision. For more information, call 888.307.8006 or get
started now - once pre-approved, they will send you a pre-approval letter
ERA® Mortgage makes home loans easy in many other ways too -
including the strongest service guarantees in the industry:
- They will
give you a same-day loan decision or pay you $250
- They will
meet your requested closing date or we will reduce your interest rate by
1/8 of one percent for the life of the loan*
Visit ERA Mortgage
conventional, purchase loans only. Excludes loans for REO homes. Void when
delayed closing is required by law. Closing date to be mutually agreed upon
between customer and us, and customer must provide all required documentation.
Timely request for adjustment under guarantee is required.