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Lot 10 Emerald Coast Yacht Club St
Panama City, FL 32404

Average July Temperature
HighLow
8971
Average January Temperature
HighLow
6239
Annual Precipitation: 65 inches

Residency Info


Population

Zip Code: 32404
Compare To Zip Code:
Total Population: 37454
Male Population: 19109
Female Population: 18345
Zip Code 32404 Population: 37454
Bay County Population: 167154
Florida Population: 18486255
Growth/Decline in Panama City Population Since 1990: 25%
Growth/Decline in Bay County Population Since 1990: 32%
Growth/Decline in Florida Population Since 1990: 43%

Population by Age

Zip Code: 32404
Compare To Zip Code:
Median Age: 36
0 - 4 Years: 2526
5 - 9 Years: 2455
10 - 14 Years: 2568
15 - 19 Years: 2632
20 - 24 Years: 2595
25 - 29 Years: 2491
30 - 34 Years: 2472
35 - 39 Years: 2478
40 - 44 Years: 2863
45 - 49 Years: 2978
50 - 54 Years: 2511
55 - 59 Years: 2422
60 - 64 Years: 2253
65 - 69 Years: 1653
70 - 74 Years: 1054
75 - 79 Years: 756
80 - 84 Years: 435
Over 85 Years: 311

Population by Race / Ethnicity

Zip Code: 32404
Compare To Zip Code:
White: 29949
Black: 5029
American Indian, Eskimo, Aleut: 475
Asian: 990
Other: 263
Hawaiiian, Pacific Islander: 30
Hispanic: 1556
Non Hispanic: 35898

Population by Educational Level

Zip Code: 32404
Compare To Zip Code:
Less than 9th Grade: 1001
Some High School: 3592
High School 8081
Some College: 6608
Associate Degree: 2045
Bachelors Degree: 2477
Graduate Degree: 874

Dwellings

Zip Code: 32404
Compare To Zip Code:
Median Dwelling Age: 19 years
Vacant Dwellings: 870
Owner-Occupied: 9872
Renter-Occupied: 5425

Population by Marital Status

Zip Code: 32404
Compare To Zip Code:
Never Married: 6693
Now Married: 15636
Separated: 2209
Widowed: 1560
Divorced: 3809

Households

Zip Code: 32404
Compare To Zip Code:
Total Number of Households: 15297
Family: 10891
Non-Family: 4406
With Children: 5582
No Children: 9715
Average Household Size: 2

Finance


Median Income

Zip Code: 32404
Compare To Zip Code:
Per Capita Income: $21,783
Median Disposable Income: $38,530
Median Income, Age Less than 25: $31,530
Median Income, Age 25 - 34: $38,355
Median Income, Age 35 - 44: $46,184
Median Income, Age 45 - 54: $55,816
Median Income, Age 55 - 64: $47,457
Median Income, Age 65 - 74: $42,955
Median Income, Age Over 75: $36,681

Household Income

Zip Code: 32404
Compare To Zip Code:
Median Household Income: $44,550
Average Household Income: $52,163
Households $0 - $10,000: 1196
Households $10,000 - $15,000: 822
Households $15,000 - $20,000: 945
Households $20,000 - $25,000: 1084
Households $25,000 - $30,000: 1017
Households $30,000 - $35,000: 880
Households $35,000 - $40,000: 843
Households $40,000 - $45,000: 946
Households $45,000 - $50,000: 845
Households $50,000 - $60,000: 1708
Households $60,000 - $75,000: 1892
Households $75,000 - $100,000: 1700
Households $100,000 - $125,000: 723
Households $125,000 - $150,000: 308
Households $150,000 - $200,000: 208
Households $200,000 - $250,000: 37
Households $250,000 - $500,000: 28
Households Greater than $500,000: 114

Expenditure Index (100 = National Average)

Zip Code: 32404
Compare To Zip Code:
Average Total Household Expenditure: $44,842
Total Household Expenditure: 87
Contributions: 78
Personal Insurance: 81
Apparel: 86
Education: 76
Entertainment: 86
Food and Beverages: 89
Health Care: 91
Furnishings and Equipment: 84
Shelter: 86
Household Operations: 81
Miscellaneous: 89
Personal Care: 87
Reading: 86
Tobacco: 96
Transportation: 89
Utilities: 91
Gifts: 80

Net Worth

Zip Code: 32404
Compare To Zip Code:
Median Household Net Worth: $112,347
Average Household Net Worth: $369,300
$0 or Less: 1765
$1 to $5,000: 2047
$5,000 - $10,000: 1089
$10,000 - $25,000: 1899
$25,000 - $50,000: 2059
$50,000 - $100,000: 2537
$100,000 - $250,000: 2965
$250,000 - $500,000: 1146
Greater than $500,000: 596

Median Value of Assets

Zip Code: 32404
Compare To Zip Code:
Transaction Accounts: $21,073
Certificates of Deposit: $6,022
Savings Bonds: $951
Bonds (Non US Savings): $7,373
Stocks: $25,687
Mutual Funds: $22,178
Retirement Accounts: $50,781
Cash Value Life Insurance: $4,747
Other Managed Accounts: $12,273
Other Financial Assets: $3,257
Any Financial Assets: $154,341
Vehicles Owned: $15,853
Home Equity: $149,236
Investment Property: $28,247
Business Equity: $19,477
Other Non-Financial Assets: $67,563
Any Non-Financial Assets: $4,022

Median Value of Debt

Zip Code: 32404
Compare To Zip Code:
Mortgage: $284,397
Installment Loans: $52,244
Lines of Credit: $5,404
Credit Card: $456
Investment Real Estate: $8,058
Other: $11,526
Total Debts: $132,874

Vehicles

Zip Code: 32404
Compare To Zip Code:
No Vehicles: 4
One Vehicle: 33
Two or More Vehicles: 63

Employment


Occupation

Zip Code: 32404
Compare To Zip Code:
White Collar: 5190
Blue Collar: 2237

Business Counts

Zip Code: 32404
Compare To Zip Code:
Executives, Managers, Administrators: 767
Professional Specialty Occupations: 767
Sales Professionals: 157
Technologies and Technicians: 116
Sales Workers and Clerks: 858
Administrative Support: 1170
Technical, Sales and Administative, Field Based: 16
Private Household: 0
Protective Services: 117
Other Services, Site Based: 1182
Other Services, Field Based: 40
Farming, Forestry and Fishing: 288
Precision, Craft, and Repair, Site Based: 867
Construction, Repair and Mining, Field Based: 437
Machine Operators, Assemblers and Inspectors: 159
Transportation Materials Moving Workers: 242
Handlers, Helpers and Laborers: 244

Employees

Zip Code: 32404
Compare To Zip Code:
Agricultural, Forestry, Fishing: 91
Mining: 3
Construction: 900
Manufacturing: 987
Transportation and Communications: 192
Wholesale Trade: 182
Retail Trade: 2434
Finance, Insurance and Real Estate: 350
Services: 1919
Public Administation: 369
Unclassified: 25

Quality of Life


Weather Index (100=National Average)

Zip Code: 32404
Compare To Zip Code:
Average January High Temperature: 62° F
Average January Low Temperature: 39° F
Average July High Temperature: 89° F
Average July Low Temperature: 71° F
Annual Precipitation: 65 inches
Earthquake: 18
Weather Risk: 256
Hail: 13
Hurricane: 397
Tornado: 135
Severe Wind: 43
Air Pollution: 76
Ozone: 96
Carbon Monoxide: 65
Lead: 42
NO2: 85
Particulate Matter: 93

Crime Index (100=National Average)

Zip Code: 32404
Compare To Zip Code:
Total Crime Risk (Personal and Property Crimes): 61
Personal Crime Risk (Rape, Murder, Assault, Robbery): 67
Murder: 35
Rape: 73
Robbery: 17
Assault: 97
Property Crime: 64
Burglary: 100
Larceny: 66
Motor Vehicle Theft: 27

Transportation to Work

Zip Code: 32404
Compare To Zip Code:
Public: 0%
Drive, Carpool: 96%
Walk, Bike, Other: 2%
Work at Home: 2%
Median Travel Time (minutes): 20

Turnover

Zip Code: 32404
Compare To Zip Code:
In Current Residence 5+ Years: 34%
Annual Residential Turnover: 15%
Median Years in Residence: 3

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