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10511 Front Beach Rd
Panama City Beach, FL 32407

Average July Temperature
HighLow
8971
Average January Temperature
HighLow
6239
Annual Precipitation: 65 inches

Residency Info


Population

Zip Code: 32407
Compare To Zip Code:
Total Population: 7654
Male Population: 3892
Female Population: 3744
Zip Code 32407 Population: 7654
Bay County Population: 167154
Florida Population: 18486255
Growth/Decline in Panama City Beach Population Since 1990: 132%
Growth/Decline in Bay County Population Since 1990: 32%
Growth/Decline in Florida Population Since 1990: 43%

Population by Age

Zip Code: 32407
Compare To Zip Code:
Median Age: 43
0 - 4 Years: 380
5 - 9 Years: 341
10 - 14 Years: 381
15 - 19 Years: 370
20 - 24 Years: 417
25 - 29 Years: 529
30 - 34 Years: 470
35 - 39 Years: 442
40 - 44 Years: 560
45 - 49 Years: 553
50 - 54 Years: 573
55 - 59 Years: 558
60 - 64 Years: 570
65 - 69 Years: 564
70 - 74 Years: 446
75 - 79 Years: 250
80 - 84 Years: 155
Over 85 Years: 76

Population by Race / Ethnicity

Zip Code: 32407
Compare To Zip Code:
White: 7193
Black: 156
American Indian, Eskimo, Aleut: 62
Asian: 93
Other: 26
Hawaiiian, Pacific Islander: 3
Hispanic: 275
Non Hispanic: 7361

Population by Educational Level

Zip Code: 32407
Compare To Zip Code:
Less than 9th Grade: 115
Some High School: 504
High School 1508
Some College: 1524
Associate Degree: 662
Bachelors Degree: 1127
Graduate Degree: 307

Dwellings

Zip Code: 32407
Compare To Zip Code:
Median Dwelling Age: 14 years
Vacant Dwellings: 5602
Owner-Occupied: 2363
Renter-Occupied: 1374

Population by Marital Status

Zip Code: 32407
Compare To Zip Code:
Never Married: 1161
Now Married: 3874
Separated: 292
Widowed: 358
Divorced: 850

Households

Zip Code: 32407
Compare To Zip Code:
Total Number of Households: 3737
Family: 2339
Non-Family: 1398
With Children: 879
No Children: 2858
Average Household Size: 2

Finance


Median Income

Zip Code: 32407
Compare To Zip Code:
Per Capita Income: $32,413
Median Disposable Income: $42,646
Median Income, Age Less than 25: $28,913
Median Income, Age 25 - 34: $43,421
Median Income, Age 35 - 44: $60,000
Median Income, Age 45 - 54: $49,742
Median Income, Age 55 - 64: $61,875
Median Income, Age 65 - 74: $48,889
Median Income, Age Over 75: $50,698

Household Income

Zip Code: 32407
Compare To Zip Code:
Median Household Income: $50,510
Average Household Income: $63,259
Households $0 - $10,000: 185
Households $10,000 - $15,000: 99
Households $15,000 - $20,000: 148
Households $20,000 - $25,000: 235
Households $25,000 - $30,000: 315
Households $30,000 - $35,000: 241
Households $35,000 - $40,000: 180
Households $40,000 - $45,000: 204
Households $45,000 - $50,000: 232
Households $50,000 - $60,000: 437
Households $60,000 - $75,000: 531
Households $75,000 - $100,000: 367
Households $100,000 - $125,000: 192
Households $125,000 - $150,000: 119
Households $150,000 - $200,000: 117
Households $200,000 - $250,000: 50
Households $250,000 - $500,000: 59
Households Greater than $500,000: 24

Expenditure Index (100 = National Average)

Zip Code: 32407
Compare To Zip Code:
Average Total Household Expenditure: $51,357
Total Household Expenditure: 99
Contributions: 96
Personal Insurance: 96
Apparel: 98
Education: 91
Entertainment: 99
Food and Beverages: 100
Health Care: 102
Furnishings and Equipment: 98
Shelter: 98
Household Operations: 95
Miscellaneous: 101
Personal Care: 99
Reading: 100
Tobacco: 104
Transportation: 101
Utilities: 101
Gifts: 97

Net Worth

Zip Code: 32407
Compare To Zip Code:
Median Household Net Worth: $158,089
Average Household Net Worth: $491,783
$0 or Less: 399
$1 to $5,000: 468
$5,000 - $10,000: 262
$10,000 - $25,000: 466
$25,000 - $50,000: 516
$50,000 - $100,000: 643
$100,000 - $250,000: 764
$250,000 - $500,000: 306
Greater than $500,000: 160

Median Value of Assets

Zip Code: 32407
Compare To Zip Code:
Transaction Accounts: $26,858
Certificates of Deposit: $7,163
Savings Bonds: $1,106
Bonds (Non US Savings): $11,645
Stocks: $37,817
Mutual Funds: $30,609
Retirement Accounts: $66,818
Cash Value Life Insurance: $6,091
Other Managed Accounts: $16,408
Other Financial Assets: $4,483
Any Financial Assets: $208,998
Vehicles Owned: $17,887
Home Equity: $177,549
Investment Property: $38,292
Business Equity: $26,886
Other Non-Financial Assets: $98,191
Any Non-Financial Assets: $5,523

Median Value of Debt

Zip Code: 32407
Compare To Zip Code:
Mortgage: $364,326
Installment Loans: $60,924
Lines of Credit: $7,515
Credit Card: $647
Investment Real Estate: $8,706
Other: $15,120
Total Debts: $173,044

Vehicles

Zip Code: 32407
Compare To Zip Code:
No Vehicles: 2
One Vehicle: 41
Two or More Vehicles: 57

Employment


Occupation

Zip Code: 32407
Compare To Zip Code:
White Collar: 6419
Blue Collar: 2202

Business Counts

Zip Code: 32407
Compare To Zip Code:
Executives, Managers, Administrators: 881
Professional Specialty Occupations: 733
Sales Professionals: 273
Technologies and Technicians: 152
Sales Workers and Clerks: 1076
Administrative Support: 1323
Technical, Sales and Administative, Field Based: 27
Private Household: 0
Protective Services: 178
Other Services, Site Based: 1732
Other Services, Field Based: 44
Farming, Forestry and Fishing: 359
Precision, Craft, and Repair, Site Based: 785
Construction, Repair and Mining, Field Based: 322
Machine Operators, Assemblers and Inspectors: 188
Transportation Materials Moving Workers: 303
Handlers, Helpers and Laborers: 245

Employees

Zip Code: 32407
Compare To Zip Code:
Agricultural, Forestry, Fishing: 31
Mining: 0
Construction: 564
Manufacturing: 49
Transportation and Communications: 274
Wholesale Trade: 130
Retail Trade: 3270
Finance, Insurance and Real Estate: 887
Services: 3327
Public Administation: 90
Unclassified: 43

Quality of Life


Weather Index (100=National Average)

Zip Code: 32407
Compare To Zip Code:
Average January High Temperature: 62° F
Average January Low Temperature: 39° F
Average July High Temperature: 89° F
Average July Low Temperature: 71° F
Annual Precipitation: 65 inches
Earthquake: 18
Weather Risk: 266
Hail: 4
Hurricane: 417
Tornado: 143
Severe Wind: 6
Air Pollution: 76
Ozone: 96
Carbon Monoxide: 67
Lead: 41
NO2: 86
Particulate Matter: 92

Crime Index (100=National Average)

Zip Code: 32407
Compare To Zip Code:
Total Crime Risk (Personal and Property Crimes): 228
Personal Crime Risk (Rape, Murder, Assault, Robbery): 166
Murder: 71
Rape: 212
Robbery: 90
Assault: 178
Property Crime: 308
Burglary: 562
Larceny: 269
Motor Vehicle Theft: 86

Transportation to Work

Zip Code: 32407
Compare To Zip Code:
Public: 0%
Drive, Carpool: 91%
Walk, Bike, Other: 5%
Work at Home: 3%
Median Travel Time (minutes): 14

Turnover

Zip Code: 32407
Compare To Zip Code:
In Current Residence 5+ Years: 22%
Annual Residential Turnover: 18%
Median Years in Residence: 3

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