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122 Palm Bay Blvd
Panama City Beach, FL 32408

Average July Temperature
HighLow
8971
Average January Temperature
HighLow
6239
Annual Precipitation: 65 inches

Residency Info


Population

Zip Code: 32408
Compare To Zip Code:
Total Population: 17354
Male Population: 8848
Female Population: 8457
Zip Code 32408 Population: 17354
Bay County Population: 167154
Florida Population: 18486255
Growth/Decline in Panama City Population Since 1990: 82%
Growth/Decline in Bay County Population Since 1990: 32%
Growth/Decline in Florida Population Since 1990: 43%

Population by Age

Zip Code: 32408
Compare To Zip Code:
Median Age: 41
0 - 4 Years: 891
5 - 9 Years: 908
10 - 14 Years: 879
15 - 19 Years: 874
20 - 24 Years: 1041
25 - 29 Years: 1167
30 - 34 Years: 1140
35 - 39 Years: 1149
40 - 44 Years: 1351
45 - 49 Years: 1494
50 - 54 Years: 1406
55 - 59 Years: 1222
60 - 64 Years: 1060
65 - 69 Years: 910
70 - 74 Years: 801
75 - 79 Years: 532
80 - 84 Years: 315
Over 85 Years: 164

Population by Race / Ethnicity

Zip Code: 32408
Compare To Zip Code:
White: 16234
Black: 321
American Indian, Eskimo, Aleut: 200
Asian: 249
Other: 72
Hawaiiian, Pacific Islander: 10
Hispanic: 680
Non Hispanic: 16625

Population by Educational Level

Zip Code: 32408
Compare To Zip Code:
Less than 9th Grade: 194
Some High School: 1154
High School 3857
Some College: 3570
Associate Degree: 1104
Bachelors Degree: 2194
Graduate Degree: 640

Dwellings

Zip Code: 32408
Compare To Zip Code:
Median Dwelling Age: 16 years
Vacant Dwellings: 5959
Owner-Occupied: 4870
Renter-Occupied: 3796

Population by Marital Status

Zip Code: 32408
Compare To Zip Code:
Never Married: 3307
Now Married: 7609
Separated: 567
Widowed: 1053
Divorced: 2091

Households

Zip Code: 32408
Compare To Zip Code:
Total Number of Households: 8666
Family: 4993
Non-Family: 3673
With Children: 2088
No Children: 6577
Average Household Size: 2

Finance


Median Income

Zip Code: 32408
Compare To Zip Code:
Per Capita Income: $30,765
Median Disposable Income: $38,057
Median Income, Age Less than 25: $23,879
Median Income, Age 25 - 34: $37,188
Median Income, Age 35 - 44: $42,744
Median Income, Age 45 - 54: $60,750
Median Income, Age 55 - 64: $56,692
Median Income, Age 65 - 74: $38,333
Median Income, Age Over 75: $30,670

Household Income

Zip Code: 32408
Compare To Zip Code:
Median Household Income: $43,962
Average Household Income: $60,663
Households $0 - $10,000: 652
Households $10,000 - $15,000: 562
Households $15,000 - $20,000: 587
Households $20,000 - $25,000: 586
Households $25,000 - $30,000: 593
Households $30,000 - $35,000: 539
Households $35,000 - $40,000: 464
Households $40,000 - $45,000: 441
Households $45,000 - $50,000: 383
Households $50,000 - $60,000: 821
Households $60,000 - $75,000: 714
Households $75,000 - $100,000: 962
Households $100,000 - $125,000: 564
Households $125,000 - $150,000: 232
Households $150,000 - $200,000: 259
Households $200,000 - $250,000: 102
Households $250,000 - $500,000: 135
Households Greater than $500,000: 69

Expenditure Index (100 = National Average)

Zip Code: 32408
Compare To Zip Code:
Average Total Household Expenditure: $49,789
Total Household Expenditure: 96
Contributions: 93
Personal Insurance: 93
Apparel: 95
Education: 92
Entertainment: 95
Food and Beverages: 97
Health Care: 100
Furnishings and Equipment: 94
Shelter: 96
Household Operations: 93
Miscellaneous: 98
Personal Care: 97
Reading: 97
Tobacco: 102
Transportation: 97
Utilities: 99
Gifts: 94

Net Worth

Zip Code: 32408
Compare To Zip Code:
Median Household Net Worth: $135,759
Average Household Net Worth: $449,019
$0 or Less: 1010
$1 to $5,000: 1174
$5,000 - $10,000: 611
$10,000 - $25,000: 1054
$25,000 - $50,000: 1142
$50,000 - $100,000: 1422
$100,000 - $250,000: 1678
$250,000 - $500,000: 661
Greater than $500,000: 352

Median Value of Assets

Zip Code: 32408
Compare To Zip Code:
Transaction Accounts: $24,430
Certificates of Deposit: $6,576
Savings Bonds: $1,008
Bonds (Non US Savings): $10,468
Stocks: $34,139
Mutual Funds: $27,870
Retirement Accounts: $61,009
Cash Value Life Insurance: $5,597
Other Managed Accounts: $14,764
Other Financial Assets: $4,184
Any Financial Assets: $190,043
Vehicles Owned: $16,598
Home Equity: $162,452
Investment Property: $35,115
Business Equity: $24,473
Other Non-Financial Assets: $90,585
Any Non-Financial Assets: $4,983

Median Value of Debt

Zip Code: 32408
Compare To Zip Code:
Mortgage: $334,207
Installment Loans: $55,915
Lines of Credit: $6,931
Credit Card: $603
Investment Real Estate: $8,255
Other: $13,937
Total Debts: $156,293

Vehicles

Zip Code: 32408
Compare To Zip Code:
No Vehicles: 3
One Vehicle: 42
Two or More Vehicles: 55

Employment


Occupation

Zip Code: 32408
Compare To Zip Code:
White Collar: 5499
Blue Collar: 1843

Business Counts

Zip Code: 32408
Compare To Zip Code:
Executives, Managers, Administrators: 894
Professional Specialty Occupations: 697
Sales Professionals: 217
Technologies and Technicians: 179
Sales Workers and Clerks: 762
Administrative Support: 1199
Technical, Sales and Administative, Field Based: 6
Private Household: 0
Protective Services: 150
Other Services, Site Based: 1374
Other Services, Field Based: 21
Farming, Forestry and Fishing: 301
Precision, Craft, and Repair, Site Based: 705
Construction, Repair and Mining, Field Based: 256
Machine Operators, Assemblers and Inspectors: 140
Transportation Materials Moving Workers: 252
Handlers, Helpers and Laborers: 189

Employees

Zip Code: 32408
Compare To Zip Code:
Agricultural, Forestry, Fishing: 52
Mining: 2
Construction: 403
Manufacturing: 209
Transportation and Communications: 386
Wholesale Trade: 188
Retail Trade: 2528
Finance, Insurance and Real Estate: 1083
Services: 2225
Public Administation: 268
Unclassified: 76

Quality of Life


Weather Index (100=National Average)

Zip Code: 32408
Compare To Zip Code:
Average January High Temperature: 62° F
Average January Low Temperature: 39° F
Average July High Temperature: 89° F
Average July Low Temperature: 71° F
Annual Precipitation: 65 inches
Earthquake: 18
Weather Risk: 268
Hail: 3
Hurricane: 418
Tornado: 145
Severe Wind: 6
Air Pollution: 76
Ozone: 96
Carbon Monoxide: 67
Lead: 41
NO2: 86
Particulate Matter: 92

Crime Index (100=National Average)

Zip Code: 32408
Compare To Zip Code:
Total Crime Risk (Personal and Property Crimes): 134
Personal Crime Risk (Rape, Murder, Assault, Robbery): 140
Murder: 34
Rape: 203
Robbery: 40
Assault: 185
Property Crime: 149
Burglary: 181
Larceny: 215
Motor Vehicle Theft: 51

Transportation to Work

Zip Code: 32408
Compare To Zip Code:
Public: 0%
Drive, Carpool: 92%
Walk, Bike, Other: 4%
Work at Home: 4%
Median Travel Time (minutes): 15

Turnover

Zip Code: 32408
Compare To Zip Code:
In Current Residence 5+ Years: 25%
Annual Residential Turnover: 16%
Median Years in Residence: 3

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