You Don’t need a Credit Score to Buy a house
There is a common myth floating around society today that one cannot buy a home without a credit score. This is such a pervasive fact in most minds that young people are often counseled to get a credit card, buy a candy bar once a month, and pay it off on time so they can start building credit. But, what if this wasn't true? What if, instead, the myth that a credit score is necessary to qualify for a loan on a home is simply a ploy credit card companies use to influence more people to get...
Apr 06, 2019
Buying Your Home
How Your Neighbor Can Affect Your Home’s Value
It can be a bit scary to think that your neighbors could have some effect on the value of your home. The housing market can have it's ups and downs as it is, without other factors we don't have much control over playing a part. However, your neighbors' actions and decisions can definitely, if inadvertently, cause your home value to go up, or down. Neighborhood condition isn't going to plunge equity into negative numbers by any means. But, with all the qualities sellers are thinking about like cu...
Mar 29, 2019
Selling Your Home
Am I Ready to Buy a House?
It's a question that pops up in the minds of all prospective home-buyers at one time or another. Buying a home is the biggest financial decision most people will ever make. Most potential home buyers have worked for years to be ready to buy a home. However, most don't know when they have actually arrived. They know they need to have good credit, a decent down payment, and enough monthly income to cover the mortgage payment. But, how good is good when considering credit and mortgage rates? What a...
Mar 21, 2019
Buying Your Home