3256 Gerle Avenue, Placerville, CA 95667
Local realty services provided by:ERA Carlile Realty Group
Listed by: samuel weiner, dan r pierce
Office: exp realty of california, inc.
MLS#:226070381
Source:MFMLS
Price summary
- Price:$539,900
- Price per sq. ft.:$343.45
About this home
Rare Assumable Financing at 2.75% - The smartest part of this move-in ready Placerville home isn't something you can see it's the financing. This home comes with assumable FHA financing at just 2.75%, while today's rates sit closer to 6.5%. For qualified buyers, that difference is life-changing. The principal and interest payment would be just $2,036.30 per month, a monthly savings of $785.91 compared to buying at current rates, and an estimated $83,708.42 in interest savings over five years. Put simply, owning this home costs less than renting in Placerville. You get the stability of homeownership, the chance to build equity, and a monthly payment that's hard to find anywhere in today's market. Beyond the financing, the home itself is ready to welcome you. Tucked on a private, quiet street in the city of Placerville, this single-story layout offers easy, comfortable living with no stairs to navigate. Inside, you'll find granite countertops, stainless steel appliances, and warm laminate wood flooring that ties the spaces together beautifully. The enclosed porch adds a relaxing spot to unwind, sip your morning coffee, or enjoy a quiet evening at home. It's a rare combination: a home that's truly move-in ready, paired with financing that puts real money back in your pocket month after month. Opportunities like this don't come around often, and they don't last long. Schedule your private showing today and see how much you could save. Assumable FHA financing available to qualified buyers. Savings figures are estimates based on current market rates....
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Home facts
- Year built:1997
- Listing ID #:226070381
- Added:73 day(s) ago
- Updated:August 16, 2026 at 03:44 AM
Rooms and interior
- Bedrooms:4
- Total bathrooms:2
- Full bathrooms:2
- Flooring:Laminate
- Kitchen Description:Dishwasher, Disposal, Free Standing Gas Range
- Living area:1,572 sq. ft.
Heating and cooling
- Cooling:Central
- Heating:Central, Wood Stove
Structure and exterior
- Roof:Composition Shingle
- Year built:1997
- Building area:1,572 sq. ft.
- Lot area:0.53 Acres
- Lot Features:Low Maintenance
- Construction Materials:Wood
- Exterior Features:Enclosed Patio
- Foundation Description:Raised Foundation
- Levels:1 Story
Utilities
- Sewer:Public Sewer
Finances and disclosures
- Price:$539,900
- Price per sq. ft.:$343.45
Features and amenities
- Appliances:Dishwasher, Disposal
- Laundry features:Cabinets, Inside Laundry Room, Sink
Parking
- Garage spaces:2
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