4495 Montalvo St, San Diego, CA 92107

Local realty services provided by:ERA Donahoe Realty
4495 Montalvo St,San Diego, CA 92107
$1,250,000
  • 2 Beds
  • 2 Baths
  • 981 sq. ft.
  • Single family
  • Active
Listed by: javier a hernandez jr, nilab azizi
Office: compass
MLS#:250042712
Source:San Diego MLS via CRMLS

Price summary

  • Price:$1,250,000
  • Price per sq. ft.:$1,274.21

About this home

4495 Montalvo St offers a rare opportunity to invest in a beach-area property with fewer barriers to growth. Sitting just outside the Coastal Commission zone, improvements and permitting can be approached more directly and efficiently. The RM-3-7 zoning provides flexibility to unlock additional units or expand living space, giving you a clear path to maximizing long-term value. The existing 2 bedroom 1.5 bath home features updated interiors including refreshed baths, new flooring and light-filled living spaces with partial ocean views. Enrollment in the Quiet Home window upgrade program has already been approved for this year, further enhancing desirability. Perfectly positioned between Ocean Beach and Point Loma, this address offers strong lifestyle appeal and rental demand. Minutes to beaches, cafes, shopping and major connectors, it is truly an investment that performs today while offering meaningful development potential ahead.

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Home facts

  • Year built:1940
  • Listing ID #:250042712
  • Added:71 day(s) ago
  • Updated:January 08, 2026 at 03:12 PM

Rooms and interior

  • Bedrooms:2
  • Total bathrooms:2
  • Full bathrooms:1
  • Half bathrooms:1
  • Living area:981 sq. ft.

Heating and cooling

  • Cooling:Wall/Window
  • Heating:Wall/Gravity

Structure and exterior

  • Roof:Asbestos Shingle
  • Year built:1940
  • Building area:981 sq. ft.

Utilities

  • Water:Available
  • Sewer:Sewer Connected

Finances and disclosures

  • Price:$1,250,000
  • Price per sq. ft.:$1,274.21
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