3294 Gardenia Drive, Hernando Beach, FL 34607
Local realty services provided by:Tomlin St Cyr Real Estate Services ERA Powered
Listed by: sharie oakland
Office: re/max alliance group
MLS#:W7886396
Source:MFRMLS
Price summary
- Price:$425,000
- Price per sq. ft.:$164.22
About this home
PRICE IMPROVEMENT TO 425,000… TURNKEY WATERFRONT COTTAGE WITH ATTRACTIVE INSURANCE QUOTES & INSURANCE INSPECTIONS ALREADY COMPLETED! Opportunities like this don’t come along often in Hernando Beach. Welcome to 3294 Gardenia Dr., a charming coastal cottage-style waterfront home in Hernando Beach Middle where boating, fishing, golf cart rides, waterfront restaurants & the laid-back Nature Coast lifestyle become part of everyday living. Located on a canal with saltwater access to the Gulf through the nearby community boat lift, this home offers the waterfront lifestyle buyers dream about without the direct Gulf access price. Being sold TURNKEY, meaning the furniture, TVs, linens, kitchen items & much more are included, you can simply unlock the door & start enjoying your new home, making it ideal as a full-time residence, vacation getaway or investment property. To help simplify the insurance process for buyers, insurance 4-Point & Wind Mitigation Inspections have already been completed, along with a current primary residence homeowners & wind insurance quote of approximately 2,805 per year & a current primary residence flood insurance quote of approximately 2,269.05 per year. The open floor plan features the kitchen, dining & living areas flowing together with wood cabinetry, granite countertops, stainless steel appliances, a breakfast bar & beautiful wood beam ceilings that add warmth & coastal charm. The home is advertised as a 4-bedroom layout with the main-level primary-style room measuring approximately 13x14 featuring an attached bathroom & private screened porch with all-new screening & vinyl windows (please note this room does not have a closet). Upstairs are 3 additional bedrooms & a guest bathroom, including an oversized 20x12 bedroom with a walk-in closet, room for a sitting area & its own private balcony. The laundry room includes a 2022 GE full-size stackable washer & dryer. Outside, enjoy a chain-link fenced backyard, seawall, knee wall with steps leading to the floating dock & plenty of room to create your own outdoor retreat with a pool, gazebo, summer kitchen or fire pit. A downstairs screened porch offers the perfect place to relax after a day on the water, while the oversized 29x27 garage provides exceptional storage for vehicles, kayaks, paddleboards, fishing gear & all your waterfront toys. Important updates include a 2020 HVAC system & a 2018 dimensional roof. Hernando Beach is one of Florida’s hidden gems, known for its boating lifestyle, beautiful sunsets, abundant wildlife, local restaurants & small-town coastal atmosphere. Offered at 425,000, this fully turnkey waterfront home combines exceptional value, attractive insurance quotes, completed insurance inspections & the relaxed coastal lifestyle buyers are searching for....
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Home facts
- Year built:1981
- Subdivision & Development:HERNANDO BEACH
- Listing ID #:W7886396
- Added:72 day(s) ago
- Updated:August 16, 2026 at 12:10 PM
Rooms and interior
- Bedrooms:4
- Total bathrooms:2
- Full bathrooms:2
- Flooring:Carpet, Laminate
- Kitchen Description:Dishwasher, Microwave, Range, Refrigerator, Solid Wood Cabinets, Stone Counters
- Living area:1,552 sq. ft.
Heating and cooling
- Cooling:Central Air
- Heating:Central, Electric
- Central air:Yes
Structure and exterior
- Roof:Shingle
- Year built:1981
- Building area:1,552 sq. ft.
- Lot area:0.17 Acres
- Lot Features:Paved
- Construction Materials:Frame
- Exterior Features:Deck, Rear Porch, Wrap Around
- Foundation Description:Stilt/On Piling
- Levels:Three Or More Story
Schools
- High school:Weeki Wachee High School
- Middle school:Fox Chapel Middle School
- Elementary school:Westside Elementary-HN
Utilities
- Water:Public
- Sewer:Public Sewer
Finances and disclosures
- Price:$425,000
- Price per sq. ft.:$164.22
- Tax amount:$5,071 (2025)
Features and amenities
- Appliances:Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
- Laundry features:Dryer, Laundry Room, Washer
- Amenities:BB/HS Internet Available, Cable Available, Open Floorplan, Solid Wood Cabinets, Stone Counters, Vaulted Ceiling(s)
- Pool features:Public Pool
Parking
- Parking description:Attached Garage, Oversized
- Garage:Yes
- Garage spaces:2
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