3528 Bay Island Circle, Jacksonville Beach, FL 32250

Jacksonville Beach
Local realty services provided by:ERA Fernandina Beach Realty
3528 Bay Island Circle,Jacksonville Beach, FL 32250
$920,000
Virtual Tour
  • 4 Beds
  • 3 Baths
  • 2,168 sq. ft.
  • Single family
  • Active
Listed by: heather perez-hollis llc.
Office: fluid realty, llc.
MLS#:2115249
Source:JV

Price summary

  • Price:$920,000
  • Price per sq. ft.:$424.35
  • Monthly HOA dues:$74.67

About this home

Located in the highly sought after Ocean Cay community, 3528 Bay Island Circle presents a rare opportunity to own a Jacksonville Beach pool home in one of the area's most exclusive and tightly held neighborhoods. Designed for relaxed coastal living, the home features bright open spaces that flow seamlessly to a private backyard with a sparkling pool and covered lanai, perfect for entertaining or unwinding after a day at the beach. The open concept layout blends modern comfort with coastal charm throughout the main living areas. Three bedrooms, including the primary suite, are located on the main level. Upstairs, a newly added wall creates a private office and additional bedroom, offering a flexible nonconforming five bedroom layout ideal for guests or working from home. Ocean Cay is a deed restricted community where short term rentals are not permitted, providing long term neighborhood stability, privacy, and peace of mind just minutes from the sand, dining, and shopping of Jax Beach.

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Home facts

  • Year built:2000
  • Listing ID #:2115249
  • Added:140 day(s) ago
  • Updated:March 19, 2026 at 12:48 PM

Rooms and interior

  • Bedrooms:4
  • Total bathrooms:3
  • Full bathrooms:3
  • Flooring:carpet, laminate, tile
  • Bathrooms Description:Primary Bathroom -Tub with Separate Shower
  • Kitchen Description:Breakfast Bar, Breakfast Nook, Dishwasher, Disposal, Eat-in Kitchen, Electric Range, Ice Maker, Kitchen Island, Microwave, Pantry, Refrigerator
  • Bedroom Description:Split Bedrooms
  • Living area:2,168 sq. ft.

Heating and cooling

  • Cooling:Central Air
  • Heating:Central
  • Central air:Yes

Structure and exterior

  • Roof:Shingle
  • Year built:2000
  • Building area:2,168 sq. ft.
  • Lot area:0.35 Acres
  • Architectural Style:Traditional
  • Construction Materials:Frame, Stucco
  • Exterior Features:Front Porch, Screened

Utilities

  • Water:Public

Finances and disclosures

  • Price:$920,000
  • Price per sq. ft.:$424.35
  • Tax amount:$12,155 (2024)

Features and amenities

  • Amenities:Breakfast Bar, Breakfast Nook, Built-in Features, Clubhouse, Eat-in Kitchen, Entrance Foyer, In-Law Floorplan, Playground, Primary Downstairs, Smart Thermostat, Split Bedrooms, Vaulted Ceiling(s)
  • Pool features:In Ground

Parking

  • Parking description:Garage
  • Garage:Yes
  • Garage spaces:2
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