1491 W Highway 98, Mary Esther, FL 32569

Mary Esther
Local realty services provided by:ERA American Real Estate
1491 W Highway 98,Mary Esther, FL 32569
$985,000
Virtual Tour
  • 4 Beds
  • 3 Baths
  • 2,986 sq. ft.
  • Single family
  • Active
Listed by:
Office: era american real estate
MLS#:992670
Source:FL_ECAR

Price summary

  • Price:$985,000
  • Price per sq. ft.:$329.87

About this home

What if your waterfront home could help pay for itself? This rare opportunity offers 115 feet of shoreline, sweeping water views, & a versatile layout designed for both lifestyle & income potential. Whether you're searching for a primary residence, second home, or investment property, this one delivers. A newly built sundeck (2021) creates the perfect setting for boating, fishing, or sunset evenings on the water. Inside, the main home features tile flooring throughout, a bay-window breakfast nook w/ water views, full renovation in 2005-06 & extensive updates including roof, HVAC, and plumbing in 2021. The standout feature? A private 1,200 sq ft 1-bedroom apartment over the garage w/ its own entrance, balcony, HVAC, water heater, washer/dryer & security system--ideal for long-term tenants, short-term rental income, or extended family. Additional highlights include a 400 sqft office w/ separate entrance (perfect for a home business or guest suite), concrete safe room, workshop, circular...

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Home facts

  • Year built:1981
  • Listing ID #:992670
  • Added:151 day(s) ago
  • Updated:June 12, 2026 at 02:46 PM

Rooms and interior

  • Bedrooms:4
  • Total bathrooms:3
  • Full bathrooms:3
  • Rooms Total:11
  • Kitchen Description:Dishwasher, Microwave, Range Hood, Refrigerator/Icemaker, Stove Top
  • Living area:2,986 sq. ft.

Structure and exterior

  • Year built:1981
  • Building area:2,986 sq. ft.
  • Lot area:0.44 Acres
  • Architectural Style:Traditional
  • Exterior Features:Dock, Hurricane Shutters, Lawn Pump, Sprinkler System

Schools

  • High school:Fort Walton Beach
  • Middle school:Bruner
  • Elementary school:Florosa

Utilities

  • Water:Public Water

Finances and disclosures

  • Price:$985,000
  • Price per sq. ft.:$329.87
  • Tax amount:$3,920 (2025)

Features and amenities

  • Appliances:Dishwasher, Microwave, Range Hood, Refrigerator w/Ice Maker, Smooth Stovetop Rnge
  • Amenities:Guest Quarters, Pantry

Parking

  • Garage:Yes
  • Garage spaces:2
The information being provided by Emerald Coast Association Of REALTORS® is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of the Emerald Coast Association Of REALTORS®. ERA American Real Estate is not a Multiple Listing Service (MLS), nor does it offer MLS access. This website is a service of ERA American Real Estate, a broker participant of Emerald Coast Association Of REALTORS®. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. The accuracy of all information, regardless of source, including but not limited to open house information, square footages and lot sizes, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. The data contained herein is copyrighted by Emerald Coast Association Of REALTORS® and is protected by all applicable copyright laws. Any unauthorized dissemination of this information is in violation of copyright laws and is strictly prohibited. Properties in listings may have been sold or may no longer be available. Copyright 2026 Emerald Coast Association Of REALTORS®. All rights reserved.

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