109 Oak Tree Lane, Palatka, FL 32177
Local realty services provided by:ERA Fernandina Beach Realty
109 Oak Tree Lane,Palatka, FL 32177
$569,900
- 4 Beds
- 3 Baths
- 3,380 sq. ft.
- Single family
- Active
Listed by: andrew reed mathews
Office: timber to tides realty llc.
MLS#:2155346
Source:JV
Price summary
- Price:$569,900
- Price per sq. ft.:$121.2
About this home
Welcome to your ultimate private oasis! This stunning 4-bedroom, 3-bathroom heated pool home is ready for entertaining.
The Heart of the Home: A Culinary Masterpiece
At the center of this residence is a chef's kitchen that perfectly blends rustic warmth with high-end functionality. Whether you are prepping a weekday dinner or catering a grand soirée, this space is fully equipped:
Custom Cabinetry & Granite Countertops: Offering immense storage and beautiful, durable workspaces.
Premium Details: Anchored by a classic farmhouse sink and a high-performance gas range.
Coffee Bar: A dedicated station to elevate your morning routine.
Custom Pecky Cypress Pantry: A gorgeous, architectural focal point providing ample, organized storage. Just off the kitchen, the welcoming living room features a cozy wood-burning fireplace--the perfect anchor for cool evenings. Directly adjacent to the living area is a versatile flex room. Ready to adapt to your lifestyle, this space is ideal for a lively game room, a quiet home office, or easily serving as a 5th bedroom.
The Entertainer's Dream Backyard
While the interior is spectacular, the backyard is where this property truly shines. Step through the back door into a year-round paradise:
Heated Pool: Framed by elegant pavers, ensuring the pool season never has to end.
Ultimate Outdoor Kitchen: A chef's dream setup featuring concrete countertops, a built-in grill, a stainless flat-top grill, a 2-burner stove, a mini fridge, and an outdoor sink to keep your drinks cold.
Spa & Pergola: Wind down under the stars in your private spa, beautifully framed by a relaxing pergola.
Covered Front & Back Porches: Giving you multiple spots to enjoy a morning coffee or an evening breeze in the shade.
Your Personal Sanctuary & Practical Perks
When it is time to unwind, the sprawling master suite offers a daily spa-like retreat:
Dual Walk-In Closets: Abundant, separate wardrobe space.
Dual Vanities: Ample room for busy mornings.
Clawfoot Tub & Walk-In Shower: Choose between a long, deep soak or a refreshing rinse in the beautifully designed walk-in shower.
The home's thoughtful layout is rounded out by practical features that make daily living a breeze. Outside, two separate driveways provide an abundance of parking for your guests, plus dedicated space for your boat, RV, and weekend toys. You'll also find a convenient storage shed on-site to keep all your lawn equipment and seasonal gear neatly organized and out of sight.
This is more than just a home--it is a lifestyle. Schedule your private tour today to experience this unparalleled entertainer's dream in person!...
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Home facts
- Year built:1987
- Listing ID #:2155346
- Added:4 day(s) ago
- Updated:July 19, 2026 at 12:53 PM
Rooms and interior
- Bedrooms:4
- Total bathrooms:3
- Full bathrooms:3
- Bathrooms Description:Primary Bathroom -Tub with Separate Shower
- Kitchen Description:Dishwasher, Gas Range, Microwave, Pantry, Refrigerator
- Living area:3,380 sq. ft.
Heating and cooling
- Cooling:Central Air
- Heating:Central
- Central air:Yes
Structure and exterior
- Roof:Metal
- Year built:1987
- Building area:3,380 sq. ft.
- Lot area:0.5 Acres
- Lot Features:Corner Lot
- Exterior Features:Covered, Front Porch
Utilities
- Water:Well
- Sewer:Septic Tank
Finances and disclosures
- Price:$569,900
- Price per sq. ft.:$121.2
- Tax amount:$3,368 (2025)
Features and amenities
- Amenities:Vaulted Ceiling(s), Walk-In Closet(s)
- Pool features:In Ground
Parking
- Parking description:Garage
- Garage:Yes
- Garage spaces:2
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