524 Cedar Creek Road, Palatka, FL 32177
Local realty services provided by:ERA ONETEAM REALTY
Listed by: barbara jenness
Office: barbara b jenness pa
MLS#:2136154
Source:JV
Price summary
- Price:$950,000
- Price per sq. ft.:$239.9
About this home
Welcome to a rare, gated riverfront estate offering 128 feet of navigable waterfront along the St. Johns River--where privacy, function, and lifestyle converge on approximately 1.47 acres.
Behind an elegant security gate, this 3-bedroom, 3-bath residence spans nearly 3,000 square feet and is thoughtfully designed for both comfort and accessibility, featuring wheelchair-friendly living spaces throughout. A striking Spanish-style tile-look metal roof (2021) sets the tone, complemented by fruit trees, blooming azaleas and three stately palm trees framing the river's edge. Notably, the property is not located in a flood zone .
Inside, engineered Brazilian teak flooring (2022) flows through much of the home, while the eat-in kitchen is enhanced with leathered granite countertops (2022), , breakfast bar, & functional design overlooking the beautiful St. Johns River. Two wood-burning fireplaces add warmth & character, and the open layout supports both everyday living & entertaining Outdoors, the property is fully equipped for waterfront living. Enjoy a 10,000 lb. boat lift (12' x 21'), a spacious wet slip (approximately 20' x 35'), and direct access to navigable water. Dock has water and electric. The tiki bar creates an inviting setting for gatherings, while the dock and river views complete the experience.
Additional improvements and features include:
- Detached climate-controlled workshop (20' x 40') could be used as Accessary Dwelling Unit.
- Covered RV structure (approximately 20' x 42' x 14') with 20/30/50 amp receptacles
- Second gated entrance for RV and equipment access
- Well and septic system, water softener, and reverse osmosis at kitchen sink
- Attached 2-car garage
- Plenty of additional parking - room for all your guests!
- Irrigation System for front and back of the property
This is more than a home--it's a fully equipped waterfront property designed for boating, entertaining, and living without compromise....
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Home facts
- Year built:1994
- Listing ID #:2136154
- Added:1 day(s) ago
- Updated:March 23, 2026 at 07:47 PM
Rooms and interior
- Bedrooms:3
- Total bathrooms:3
- Full bathrooms:3
- Rooms Total:13
- Flooring:tile, wood
- Bathrooms Description:Primary Bathroom -Tub with Separate Shower
- Kitchen Description:Breakfast Bar, Breakfast Nook, Dishwasher, Electric Cooktop, Kitchen Island, Microwave, Refrigerator, Water Softener Owned
- Bedroom Description:Split Bedrooms
- Living area:2,922 sq. ft.
Heating and cooling
- Cooling:Central Air, Electric
- Heating:Central, Electric, Heat Pump
- Central air:Yes
Structure and exterior
- Roof:Metal
- Year built:1994
- Building area:2,922 sq. ft.
- Lot area:1.47 Acres
- Lot Features:Sprinklers In Front, Sprinklers In Rear
- Architectural Style:Ranch
- Construction Materials:Brick
- Exterior Features:Covered, Front Porch, Screened
Utilities
- Water:Well
- Sewer:Septic Tank
Finances and disclosures
- Price:$950,000
- Price per sq. ft.:$239.9
- Tax amount:$8,549 (2025)
Features and amenities
- Laundry features:Dryer, Washer
- Amenities:Boat Lift, Breakfast Bar, Breakfast Nook, Dock, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
Parking
- Parking description:Attached, Garage, Garage Door Opener
- Garage:Yes
- Garage spaces:2
- Carport spaces:2
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