1035 Bay Circle, Panama City Beach, FL 32407

Local realty services provided by:ERA Neubauer Real Estate, Inc.
1035 Bay Circle,Panama City Beach, FL 32407
$1,000,000
  • 3 Beds
  • 3 Baths
  • 1,876 sq. ft.
  • Single family
  • Active
Listed by: sully tariq, ayesha albibi
Office: foundation real estate agency llc.
MLS#:770123
Source:FL_BCMLS

Price summary

  • Price:$1,000,000
  • Price per sq. ft.:$533.05

About this home

Looking for the perfect waterfront property with no HOA and direct access to the lagoon? This is it! Located in the heart of Panama City Beach, this unique home offers incredible potential and endless possibilities. Currently rented as two separate units, this property can easily be transformed to fit your vision. Open up the layout to create a spacious, open-concept design or keep it as-is for a great income-producing opportunity. The roof was replaced in 2018 after Hurricane Michael, offering peace of mind and durability. Whether you're looking for a primary residence, vacation home, or investment property, this home is a hidden gem with instant equity opportunities. Don't miss your chance to own a piece of waterfront paradise—schedule your showing today!

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Home facts

  • Year built:1984
  • Listing ID #:770123
  • Added:249 day(s) ago
  • Updated:November 15, 2025 at 04:35 PM

Rooms and interior

  • Bedrooms:3
  • Total bathrooms:3
  • Full bathrooms:2
  • Half bathrooms:1
  • Living area:1,876 sq. ft.

Heating and cooling

  • Cooling:CentralAir, WindowUnits
  • Heating:Central

Structure and exterior

  • Year built:1984
  • Building area:1,876 sq. ft.
  • Lot area:0.18 Acres

Schools

  • High school:Arnold
  • Middle school:Breakfast Point
  • Elementary school:Breakfast Point

Finances and disclosures

  • Price:$1,000,000
  • Price per sq. ft.:$533.05
  • Tax amount:$3,417 (2024)
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