1039 Bay Circle, Panama City Beach, FL 32407
Local realty services provided by:ERA Neubauer Real Estate, Inc.



1039 Bay Circle,Panama City Beach, FL 32407
$899,000
- 5 Beds
- 3 Baths
- 2,691 sq. ft.
- Single family
- Active
Listed by:mario gobel
Office:re/max freedom
MLS#:770527
Source:FL_BCMLS
Price summary
- Price:$899,000
- Price per sq. ft.:$334.08
About this home
***PLEASE READ THESE REMARKS IN THEIR ENTIRETY*** Nearly impossible to find a waterfront home of this caliber for the current asking price!! This absolutely STUNNING 5 bedroom(with a 3rd story loft that could be used as an office) 3 bathroom 3 story bay front home is guaranteed to leave you breathless...and the lot next door is also for sale!! The location of this home is BY FAR the best on the beach. Sitting on a corner lot overlooking St. Andrews Bay and with the Hathaway Bridge so close you can almost touch it, you can hop into your boat from your dock and spend the day fishing, or just enjoy cruising our beautiful waterways. You are less than a 15 minute boat ride to the Gulf of America(love saying that), and about 10 minutes to Shell Island. This beauty offers granite countertops, stainless steel appliances, newly installed ceramic tile and carpeting, newly painted throughout, many new impact resistant plate glass windows, new front and side docks, brand new seawall, and an enclosed bay front sunroom with THE MOST INCREDIBLE VIEWS YOU WILL EVERY SEE!! Step outside to morning coffee or evening dinners under your new gazebo, and take in the beauty that this home has to offer. There is natural gas line availability right down the street. Hurry before this gorgeous home gets away!! All information is approximate and should be verified by buyers if important
Contact an agent
Home facts
- Year built:1972
- Listing Id #:770527
- Added:153 day(s) ago
- Updated:August 02, 2025 at 02:25 PM
Rooms and interior
- Bedrooms:5
- Total bathrooms:3
- Full bathrooms:3
- Living area:2,691 sq. ft.
Heating and cooling
- Cooling:CeilingFans, CentralAir, Electric
- Heating:Central, Electric
Structure and exterior
- Roof:Metal
- Year built:1972
- Building area:2,691 sq. ft.
- Lot area:0.29 Acres
Schools
- High school:Arnold
- Middle school:Breakfast Point
- Elementary school:Breakfast Point
Finances and disclosures
- Price:$899,000
- Price per sq. ft.:$334.08
- Tax amount:$4,479 (2024)
New listings near 1039 Bay Circle
- New$410,000Active1 beds 2 baths883 sq. ft.
5115 Gulf Drive #UNIT 1806, Panama City Beach, FL 32408
MLS# 983368Listed by: COMPASS - New$305,000Active1 beds 1 baths650 sq. ft.
7904 Surf Drive #12, Panama City Beach, FL 32408
MLS# 777772Listed by: THE PREMIER PROPERTY GROUP SEACREST OFFICE - New$95,000Active1 Acres
12614 Panama City Beach Parkway, Panama City Beach, FL 32407
MLS# 777801Listed by: NAI TALCOR - New$185,000Active1 Acres
12724 Panama City Beach Parkway, Panama City Beach, FL 32407
MLS# 777803Listed by: NAI TALCOR - New$599,999Active2 beds 2 baths1,284 sq. ft.
11757 Front Beach Rd #UNIT W106, Panama City Beach, FL 32407
MLS# 983353Listed by: EXP REALTY LLC - New$375,000Active1 beds 2 baths903 sq. ft.
11800 Front Beach Road #2-503, Panama City Beach, FL 32407
MLS# 777796Listed by: LEGACY PREMIER AGENCY - New$314,900Active0.11 Acres
21605 Marlin Avenue, Panama City Beach, FL 32413
MLS# 777797Listed by: CARILLON REALTY INC - New$199,900Active3 beds 2 baths1,140 sq. ft.
9206 Widener, Panama City Beach, FL 32407
MLS# 777798Listed by: RE/MAX FREEDOM - New$399,000Active2 beds 2 baths983 sq. ft.
23223 Front Beach Road #305, Panama City Beach, FL 32413
MLS# 777784Listed by: REALJOY REALTY LLC - New$350,000Active1 beds 2 baths740 sq. ft.
8743 Thomas Drive #704, Panama City Beach, FL 32408
MLS# 777789Listed by: EMERALD COAST REALTY GROUP