186 White Cap Way, Panama City Beach, FL 32407

Panama City Beach
Local realty services provided by:ERA Neubauer Real Estate, Inc.
186 White Cap Way,Panama City Beach, FL 32407
$270,000
  • 3 Beds
  • 3 Baths
  • 1,432 sq. ft.
  • Single family
  • Active
Listed by: joshua hoey
Office: think real estate
MLS#:793243
Source:FL_BCMLS

Price summary

  • Price:$270,000
  • Price per sq. ft.:$188.55
  • Monthly HOA dues:$165.67

About this home

**BEST PRICED PALM COVE TOWNHOME** This roomy 3-bedroom, 3-bath townhome is your chance to own a slice of Panama City Beach without breaking the bank. Whether you're looking for your own coastal oasis or a short-term rental moneymaker, this spot checks all the boxes. Step inside and you're greeted by vaulted ceilings, tons of natural light, and an open layout that just feels good. New Carpet, flooring, and fixtures throughout the home. The main level features new floors, a spacious living area, and a bright kitchen with plenty of cabinet space, a breakfast bar, and stainless steel appliances. Head upstairs to a private loft-style bedroom with its own full bath, perfect for guests or Airbnb setups. Out back, you've got a private covered patio, ideal for post-beach chill sessions, grilling, or kicking back with a cold drink. The exterior is low-maintenance, the HOA is minimal, and the location? You're minutes to the beach, Pier Park, Shipwreck Island, St. Andrews State Park,...

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Home facts

  • Year built:2005
  • Listing ID #:793243
  • Added:1 day(s) ago
  • Updated:July 29, 2026 at 09:45 PM

Rooms and interior

  • Bedrooms:3
  • Total bathrooms:3
  • Full bathrooms:3
  • Rooms Total:4
  • Kitchen Description:Electric Range, Electric Water Heater
  • Living area:1,432 sq. ft.

Heating and cooling

  • Cooling:CeilingFans, CentralAir
  • Heating:Central, Electric
  • Central air:Yes

Structure and exterior

  • Roof:Shingle
  • Year built:2005
  • Building area:1,432 sq. ft.
  • Lot area:0.04 Acres
  • Construction Materials:Stucco
  • Exterior Features:Porch

Schools

  • High school:Arnold
  • Middle school:Surfside
  • Elementary school:Hutchison Beach

Utilities

  • Sewer:Public Sewer

Finances and disclosures

  • Price:$270,000
  • Price per sq. ft.:$188.55

Features and amenities

  • Amenities:ElectricRange, ElectricWaterHeater, Gated, GatedCommunity, Loft, SecurityGate
  • Pool features:Community

Parking

  • Parking description:Gated
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