20405 Front Beach Road Road, Panama City Beach, FL 32413

Local realty services provided by:ERA Neubauer Real Estate, Inc.
20405 Front Beach Road Road,Panama City Beach, FL 32413
$4,699,000
  • 9 Beds
  • 10 Baths
  • 5,215 sq. ft.
  • Single family
  • Active
Listed by: caleb a spears, jonathan m spears
Office: compass
MLS#:771944
Source:FL_BCMLS

Price summary

  • Price:$4,699,000
  • Price per sq. ft.:$901.05

About this home

**Virtual Tour Available** 20405 Front Beach Road is an exquisite gulf front home nestled perfectly in the Laguna Beach section of Panama City Beach. This gorgeous gulf-front estate was fully renovated in 2023 and has newly refinished European White Oak flooring that was completed in March of 2025. Boasting an ideal location for both vacation rental and personal enjoyment, it sits just five miles east of the luxurious Rosemary Beach and five miles west of Pier Park—the largest commercial and entertainment center in Northwest Florida. This residence presents an exceptional vacation rental opportunity with the sister home grossing annual rental income of $444,000 in 2024, and this home grossing just under $300,000 in a partial year on the same management program. Distinguished by its meticulously designed floor plan, 20405 Front Beach Road stands out amidst Panama City Beach properties. Unlike many coastal homes that prioritize sleeping space over functional living areas, this home

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Home facts

  • Year built:2019
  • Listing ID #:771944
  • Added:421 day(s) ago
  • Updated:November 15, 2025 at 04:35 PM

Rooms and interior

  • Bedrooms:9
  • Total bathrooms:10
  • Full bathrooms:9
  • Half bathrooms:1
  • Living area:5,215 sq. ft.

Heating and cooling

  • Cooling:MultiUnits

Structure and exterior

  • Year built:2019
  • Building area:5,215 sq. ft.
  • Lot area:0.09 Acres

Schools

  • High school:Arnold
  • Middle school:Surfside
  • Elementary school:West Bay

Utilities

  • Sewer:Public Sewer

Finances and disclosures

  • Price:$4,699,000
  • Price per sq. ft.:$901.05
  • Tax amount:$32,314 (2024)
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