3820 Treasure Circle, Panama City Beach, FL 32408

Panama City Beach
Local realty services provided by:ERA Neubauer Real Estate, Inc.
3820 Treasure Circle,Panama City Beach, FL 32408
$559,000
  • 5 Beds
  • 4 Baths
  • 2,365 sq. ft.
  • Single family
  • Active
Listed by: denise b quintana
Office: anchor realty florida
MLS#:784905
Source:FL_BCMLS

Price summary

  • Price:$559,000
  • Price per sq. ft.:$236.36

About this home

BANK APPROVED SHORT SALE! READY TO CLOSE WHENEVER YOU ARE! Here's your chance to scoop up a bargain, well below appraised value, in a Prime Panama City Beach Location! Unlock the potential of this spacious, multi-level beach home zoned for short-term rentals. The ground level offers a private-entry studio apartment with full kitchen and bath, perfect for guests or rental income. The main residence comfortably sleeps 10 and features two primary suites with ensuite baths, open-concept living area, and kitchen with quartz countertops and a large island/breakfast bar. The top floor adds two bunkrooms and an additional full bath, ideal for kids or overflow guests. Wide wraparound balconies on both main levels overlook Treasure Island Marina and Captain Anderson's, plus a sun deck where you can watch the fishing fleet return at day's end. Most of the improvements made to the home, including roof, HVAC, kitchen(s), and baths have been done since 2021. Some cosmetic touch-ups could bring...

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Home facts

  • Year built:1983
  • Subdivision & Development:Treasure Island
  • Listing ID #:784905
  • Added:186 day(s) ago
  • Updated:August 14, 2026 at 02:57 PM

Rooms and interior

  • Bedrooms:5
  • Total bathrooms:4
  • Full bathrooms:4
  • Rooms Total:6
  • Kitchen Description:Electric Oven, Electric Range, Electric Water Heater
  • Living area:2,365 sq. ft.

Heating and cooling

  • Cooling:CentralAir
  • Heating:Central
  • Central air:Yes

Structure and exterior

  • Roof:Metal
  • Year built:1983
  • Building area:2,365 sq. ft.
  • Lot area:0.15 Acres
  • Architectural Style:Coastal
  • Construction Materials:Wood Frame, Wood Siding
  • Exterior Features:Balcony, Deck, Outdoor Shower
  • Foundation Description:Pillar/Post/Pier

Schools

  • High school:Arnold
  • Middle school:Surfside
  • Elementary school:Patronis

Utilities

  • Sewer:Public Sewer

Finances and disclosures

  • Price:$559,000
  • Price per sq. ft.:$236.36
  • Tax amount:$4,820 (2025)

Features and amenities

  • Amenities:ElectricOven, ElectricRange, ElectricWaterHeater
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