4109 Ocean Street, Panama City Beach, FL 32408

Panama City Beach
Local realty services provided by:ERA Neubauer Real Estate, Inc.
4109 Ocean Street,Panama City Beach, FL 32408
$847,000
  • 3 Beds
  • 2 Baths
  • 1,600 sq. ft.
  • Single family
  • Active
Listed by: james d payton
Office: coastal living realty & associates llc.
MLS#:990993
Source:FL_ECAR

Price summary

  • Price:$847,000
  • Price per sq. ft.:$529.38

About this home

Welcome to your slice of coastal paradise just steps from sugar-white sand and emerald waters—no roads to cross, no HOA, and your own PRIVATE POOL. This beach home offers walkable Gulf access, beach views, and resort-style living, perfect as a full-time residence, second home, or income-producing retreat. Enjoy dining, entertainment, and the heart of beach life. Highlights include a private backyard oasis with pool and outdoor shower, hardwood floors, Silver Pearl granite, stainless appliances, touch faucet, and electric fireplace. Outdoor living shines with two balconies, a porch flowing to the pool, and a converted garage game room. With no HOA, walkability, and peak season near, this rare coastal gem won't last.

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Home facts

  • Year built:2003
  • Listing ID #:990993
  • Added:115 day(s) ago
  • Updated:April 03, 2026 at 07:36 AM

Rooms and interior

  • Bedrooms:3
  • Total bathrooms:2
  • Full bathrooms:2
  • Rooms Total:5
  • Kitchen Description:Dishwasher, Disposal, Microwave, Refrigerator, Stove Top
  • Living area:1,600 sq. ft.

Heating and cooling

  • Central air:Yes

Structure and exterior

  • Year built:2003
  • Building area:1,600 sq. ft.
  • Lot area:0.07 Acres
  • Architectural Style:Florida Cottage
  • Exterior Features:BBQ Pit/Grill, Balcony, Fenced Area, Shower

Schools

  • High school:Arnold
  • Middle school:Surfside
  • Elementary school:Patronis

Utilities

  • Water:Public Water

Finances and disclosures

  • Price:$847,000
  • Price per sq. ft.:$529.38
  • Tax amount:$5,446 (2024)

Features and amenities

  • Appliances:Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Smooth Stovetop Rnge, Washer
  • Laundry features:Dryer, Washer
  • Amenities:Breakfast Bar, Ceiling Cathedral
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