520 Sandy Lane, Panama City Beach, FL 32413
Local realty services provided by:ERA Neubauer Real Estate, Inc.
520 Sandy Lane,Panama City Beach, FL 32413
$709,900
- 4 Beds
 - 3 Baths
 - 1,813 sq. ft.
 - Single family
 - Active
 
Listed by:caitlyn p tajon
Office:counts real estate group inc
MLS#:778274
Source:FL_BCMLS
Price summary
- Price:$709,900
 - Price per sq. ft.:$391.56
 
About this home
BACK ON MARKET DUE TO NO FAULT OF SELLER!
Welcome to 520 Sandy Lane, a flexible income-producing property with three separate rental configurations or the option to enjoy it as a full family home. Currently offered as Cape Calm (upstairs), Sugar Shores Sanctuary (downstairs), and Twilight Tides (whole home), this property is designed to maximize both revenue and livability. The downstairs suite has just been freshly renovated with its own bedroom, bathroom, and kitchenette—perfect as a private rental or a true mother-in-law suite.
In 2024 the combined listings produced strong returns across Airbnb, Vrbo, Booking.com, and direct bookings, bringing in consistent guest demand throughout the year. In 2025, year-to-date performance continues to show stable occupancy and impressive gross totals, making this an excellent option for investors seeking multiple income streams or families looking for a property that grows with them.
The upstairs unit offers bright, spacious living, while the full-home option provides versatility for larger groups. With the ability to rent all together or separately, the home appeals to a wide range of guests. Modern finishes, a private layout, and a recently updated downstairs retreat make this property a rare opportunity to combine personal use with proven profitability.   
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Home facts
- Year built:1982
 - Listing ID #:778274
 - Added:56 day(s) ago
 - Updated:October 23, 2025 at 08:44 PM
 
Rooms and interior
- Bedrooms:4
 - Total bathrooms:3
 - Full bathrooms:3
 - Living area:1,813 sq. ft.
 
Heating and cooling
- Cooling:CeilingFans, CentralAir, Ductless
 - Heating:Central, Electric
 
Structure and exterior
- Year built:1982
 - Building area:1,813 sq. ft.
 - Lot area:0.28 Acres
 
Schools
- High school:Arnold
 - Middle school:Surfside
 - Elementary school:West Bay
 
Utilities
- Sewer:Septic Available, Septic Tank
 
Finances and disclosures
- Price:$709,900
 - Price per sq. ft.:$391.56
 - Tax amount:$4,266 (2024)
 
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