6406 River Bluff Trail, Panama City Beach, FL 32413
Local realty services provided by:ERA Neubauer Real Estate, Inc.
6406 River Bluff Trail,Panama City Beach, FL 32413
$1,220,000
- 6 Beds
- 5 Baths
- - sq. ft.
- Single family
- Sold
Listed by: sean p casilli, alice de la penha
Office: coldwell banker realty
MLS#:784323
Source:FL_BCMLS
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Price summary
- Price:$1,220,000
About this home
GROUND-LEVEL, SINGLE-STORY LIVING | FLOOD ZONE X | DUAL-RESIDENCE DESIGN | 6406 River Bluff Trail is a thoughtfully designed single-story residence within RiverCamps on Crooked Creek, positioned on an approximately 0.81-acre homesite and offering a scale and sense of space that is increasingly uncommon within the community. Located in Flood Zone X, the property benefits from a high-and-dry classification that typically does not require flood insurance. | Built in 2019, the home offers 3,746 square feet of heated living space with a rare dual-residence configuration, intentionally designed as two fully independent living quarters, each with its own living areas, kitchen, and garage access. The two living environments are connected by shared outdoor spaces, allowing privacy and flexibility without physical separation. | One residence features expansive primary living spaces with its own dedicated garage, while the second provides a complete living suite with its own kitchen, bedrooms, and separate garage. An additional adjacent carport supports the secondary living space and provides convenient covered parking. | The interior includes six bedrooms, five full bathrooms, two kitchens, and multiple living areas, all arranged across a true single-story floor plan. Open-concept main living spaces emphasize flow and functionality, while the metal roof and modern systems reflect recent construction quality. The homesite offers privacy, usable outdoor space, and a wooded setting that supports comfort and day-to-day livability within the RiverCamps environment. | Convenient proximity to the community entrance supports efficient access in and out of RiverCamps while maintaining the natural character the community is known for. | RiverCamps on Crooked Creek spans more than 1,500 acres, with approximately 1,000 acres preserved as conservation land. Community amenities include gated access, boardwalks and trails, a river house, community pool, gathering spaces, kayak and paddle access to Crooked Creek, as well as a community boat ramp and dedicated boat storage for residents--creating a balance of nature, privacy, and thoughtfully designed amenities. | Within RiverCamps on Crooked Creek, 6406 River Bluff Trail stands out for offering true ground-level, single-story living, Flood Zone X placement, and a purpose-built dual-residence layout designed for long-term flexibility and everyday use. | The property is located within RiverCamps on Crooked Creek and is subject to a homeowners association. The current HOA fee is $830.59 per quarter, for an annual amount of $3,322.36. HOA information is provided for convenience and is subject to verification. | All information is deemed reliable but not guaranteed. Buyer to verify if important....
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Home facts
- Year built:2019
- Listing ID #:784323
- Added:47 day(s) ago
- Updated:March 16, 2026 at 03:42 PM
Rooms and interior
- Bedrooms:6
- Total bathrooms:5
- Full bathrooms:5
- Rooms Total:20
- Dining Description:EntranceFoyer
- Kitchen Description:Electric Water Heater, Tankless Water Heater
Heating and cooling
- Cooling:CentralAir
- Heating:Central, Electric
- Central air:Yes
Structure and exterior
- Roof:Metal
- Year built:2019
- Architectural Style:Craftsman
- Construction Materials:Wood Frame
- Exterior Features:Porch
- Foundation Description:Slab
- Levels:1 Story
Schools
- High school:Arnold
- Middle school:Surfside
- Elementary school:West Bay
Utilities
- Sewer:Public Sewer
Finances and disclosures
- Price:$1,220,000
- Tax amount:$5,825 (2025)
Features and amenities
- Amenities:DoublePaneWindows, ElectricWaterHeater, EntranceFoyer, Gated, GatedCommunity, Picnic Area, SecurityGate, SecurityService, TanklessWaterHeater
- Pool features:Community, InGround
Parking
- Parking description:Additional Parking, Garage
- Garage:Yes
- Garage spaces:3
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