8645 Sand Dollar Drive, Panama City Beach, FL 32413

Panama City Beach
Local realty services provided by:ERA Neubauer Real Estate, Inc.
8645 Sand Dollar Drive,Panama City Beach, FL 32413
$399,900
  • 2 Beds
  • 2 Baths
  • 1,315 sq. ft.
  • Single family
  • Pending
Listed by: robert mcguigan, jeremy a mertens
Office: watersound real estate
MLS#:793975
Source:FL_BCMLS

Price summary

  • Price:$399,900
  • Price per sq. ft.:$304.11
  • Monthly HOA dues:$341

About this home

CAMELLIA COTTAGE in Phase 6BC of Latitude Margaritaville Watersound -- if a private cottage setting is high on your wish list, you may have found your spot. Some homes are about upgrades. Some are about location. This one gives you both, but what may surprise you most is the privacy. Sit down on the front screened porch and look around. You can't even see another home. While preparing this description from that very porch, I didn't see another person the entire time. Just trees, peace and quiet, and privacy that's difficult to find with a cottage. You may catch some morning sunshine, but by lunchtime the porch settles into shade for the rest of the day. Add a comfortable chair, something cold to drink, and your four-legged sidekick, and you may not want to go inside. Eventually, though, you should -- because that's where the surprises begin. This Camellia is almost like a game of hide-and-seek. The owners added custom touches throughout. Customized walls, clever storage...

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Home facts

  • Year built:2025
  • Subdivision & Development:Latitude at Watersound
  • Listing ID #:793975
  • Added:50 day(s) ago
  • Updated:October 03, 2026 at 08:27 AM

Rooms and interior

  • Bedrooms:2
  • Total bathrooms:2
  • Full bathrooms:2
  • Rooms Total:2
  • Living area:1,315 sq. ft.

Structure and exterior

  • Year built:2025
  • Building area:1,315 sq. ft.
  • Lot area:0.09 Acres

Schools

  • High school:Arnold
  • Middle school:Surfside
  • Elementary school:West Bay

Utilities

  • Sewer:Public Sewer

Finances and disclosures

  • Price:$399,900
  • Price per sq. ft.:$304.11
  • Tax amount:$573 (2025)

Features and amenities

  • Amenities:Gated, Picnic Area
  • Pool features:Community

Parking

  • Garage:Yes
  • Garage spaces:2
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