1440 Dover Road, Panama City, FL 32404
Local realty services provided by:ERA Neubauer Real Estate, Inc.
Upcoming open houses
- Sat, Jul 1810:00 am - 02:00 pm
Listed by: michele monastra
Office: epique realty inc
MLS#:791835
Source:FL_BCMLS
Price summary
- Price:$849,000
- Price per sq. ft.:$235.7
About this home
*OPEN HOUSE SAT & SUN JULY 18-19 10-2*
Stunning Deep-Water Retreat --> Fully Reimagined with Gulf Access
Tucked onto approx. 65' of water frontage with direct deep-water bay and Gulf access, 1440 Dover Road is a rare blend of craftsmanship, flexibility, and waterfront living. Originally built in 1950, this two-story home has been extensively remodeled and thoughtfully updated throughout; floorplan restructured, new electrical and plumbing, tankless water heater, whole-house filtration system, windows, and Hardie board siding, just to name a few. The home features durable concrete block exterior construction with a stick-built interior. In the main-level showers and floors, you'll even find premium epoxy grout (waterproof, stain-resistant, and mildew-proof). The roof and seawall have also been replaced.
Spanning 3,602 square feet, the home offers 4 bedrooms and 3.5 baths across two distinct living levels. The main level features a remodeled kitchen with granite countertops, stainless appliances, under-cabinet lighting, an open living and dining area, and a generous primary layout. Original red oak hardwood floors, refinished in a soft gray tint, bring timeless character with a fresh, modern feel throughout. The main level opens to a deck with a breathtaking view of the bay.
The lower level lives like its own private retreat: a second full kitchen with butcher block countertops, family room, a fourth bedroom, additional laundry room, full bath, and its own one-car garage. It can be reached by the interior staircase or, completely independently, from its own private entrance at the back of the property -- with a dedicated driveway and garage. This level offers convenient single-level, step-free living -- no stairs throughout (just a small lip at the entry) and a curbless, zero-entry shower -- making it ideal for multi-generational living, guests, or a private in-law or guest suite. There are also two attached one-car garages on the main level.
Set on just over half an acre (0.57) in an established, water-oriented neighborhood, and located in Flood Zone X (outside the special flood hazard area), a meaningful advantage for waterfront buyers. Convenient to schools, shopping, Tyndall AFB, and only 15 miles from the Naval station.
With a newer seawall and stairs leading right into the water, this property puts deep-water living within easy reach. Homes with this combination of quality, space, and true deep-water access don't come along often. This home is waiting for your dreams and memories to be made here....
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Home facts
- Year built:1950
- Listing ID #:791835
- Added:1 day(s) ago
- Updated:July 15, 2026 at 11:48 PM
Rooms and interior
- Bedrooms:4
- Total bathrooms:4
- Full bathrooms:3
- Half bathrooms:1
- Rooms Total:4
- Kitchen Description:Electric Range, Tankless Water Heater
- Living area:3,602 sq. ft.
Heating and cooling
- Cooling:CentralAir
- Heating:Central
- Central air:Yes
Structure and exterior
- Roof:Composition, Shingle
- Year built:1950
- Building area:3,602 sq. ft.
- Lot area:0.57 Acres
- Architectural Style:Split Level
- Construction Materials:Block
- Exterior Features:Deck, Porch
- Levels:2 Story
Schools
- High school:Rutherford
- Middle school:Rutherford Middle
- Elementary school:Tyndall
Utilities
- Sewer:Public Sewer
Finances and disclosures
- Price:$849,000
- Price per sq. ft.:$235.7
Features and amenities
- Amenities:DoublePaneWindows, ElectricRange, TanklessWaterHeater
Parking
- Parking description:Additional Parking, Garage
- Garage:Yes
- Garage spaces:1
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