2821 Annette Avenue, Panama City, FL 32408

Local realty services provided by:ERA Neubauer Real Estate, Inc.
2821 Annette Avenue,Panama City, FL 32408
$1,695,000
  • 3 Beds
  • 4 Baths
  • 3,419 sq. ft.
  • Single family
  • Active
Listed by: beth mulvey
Office: beach house sales and development
MLS#:785677
Source:FL_BCMLS

Price summary

  • Price:$1,695,000
  • Price per sq. ft.:$495.76

About this home

Introducing a brand-new 2023 custom waterfront masterpiece overlooking St. Andrews Bay and located directly on Magnolia Beach Bayou in Panama City Beach. Offering 50 feet of water frontage with Gulf access for skiffs, pontoons, jet skis, shallow hull boats, kayaks and paddleboards, this extraordinary residence combines architectural sophistication with the ultimate coastal lifestyle. With no HOA and short-term rentals allowed, this is a rare opportunity to own unrestricted luxury on the water. Built to 12' finished floor elevation to meet Bay County's current waterfront construction standards, this 3,419-square-foot custom home was thoughtfully designed for both elegance and durability. High-impact hurricane windows and doors with custom stained wood interiors withstand hurricane-force winds while framing panoramic water views from nearly every room. A grand architectural staircase leads to double entry doors set within a private alcove, creating a stunning arrival experience. The

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Home facts

  • Year built:2023
  • Listing ID #:785677
  • Added:1 day(s) ago
  • Updated:February 23, 2026 at 03:32 PM

Rooms and interior

  • Bedrooms:3
  • Total bathrooms:4
  • Full bathrooms:3
  • Half bathrooms:1
  • Living area:3,419 sq. ft.

Heating and cooling

  • Cooling:CeilingFans, CentralAir
  • Heating:Electric

Structure and exterior

  • Year built:2023
  • Building area:3,419 sq. ft.
  • Lot area:0.23 Acres

Schools

  • High school:Arnold
  • Middle school:Surfside
  • Elementary school:Patronis

Utilities

  • Sewer:Public Sewer

Finances and disclosures

  • Price:$1,695,000
  • Price per sq. ft.:$495.76
  • Tax amount:$8,041 (2025)
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