3305 Terra Cotta Drive, Panama City, FL 32408

Local realty services provided by:ERA Neubauer Real Estate, Inc.
3305 Terra Cotta Drive,Panama City, FL 32408
$2,500,000
  • 4 Beds
  • 5 Baths
  • 4,022 sq. ft.
  • Single family
  • Active
Listed by: stephen p trosclair
Office: keller williams success realty
MLS#:787408
Source:FL_BCMLS

Price summary

  • Price:$2,500,000
  • Price per sq. ft.:$621.58

About this home

Beautifully appointed and maintained WATERFRONT home in gated Finisterre, with views toward the sandy beaches at St. Andrews State Park and the Pass. Deeded boat slip at community dock included with acceptable contract. Home is at the end of a cul-de-sac lot, creating a private and serene setting. Oversized 3-car garage with additional separate storage. Chef's kitchen offers a 48'' Wolf range top and double ovens, Subzero refrigerator, 2 large sinks, quartzite counters and ''Sonic-style'' ice maker. First level Owner's Suite is adjacent to office/exercise/flex room, featuring heated floors in bathroom and a huge, well-appointed customizable closet. Upstairs, a second suite could serve as secondary Owner's Suite with large balcony, and sunrise views over the lagoon. A substantial game room & bar separate the additional 2 bedrooms, and all bedrooms have walk-in closets. The design accommodates entertaining and stargazing with front and back balconies, and several outdoor patio venues...

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Home facts

  • Year built:2014
  • Listing ID #:787408
  • Added:1 day(s) ago
  • Updated:March 26, 2026 at 03:43 PM

Rooms and interior

  • Bedrooms:4
  • Total bathrooms:5
  • Full bathrooms:3
  • Half bathrooms:2
  • Rooms Total:13
  • Kitchen Description:Bar Fridge, Gas Cooktop, Ice Maker, Tankless Water Heater, Wine Cooler
  • Living area:4,022 sq. ft.

Heating and cooling

  • Cooling:CeilingFans, CentralAir
  • Heating:Central
  • Central air:Yes

Structure and exterior

  • Roof:Clay
  • Year built:2014
  • Building area:4,022 sq. ft.
  • Lot area:0.39 Acres
  • Lot Features:Cul de sac
  • Architectural Style:Mediterranean
  • Construction Materials:Stucco
  • Exterior Features:Balcony, Boat Slip, Patio
  • Levels:2 Story

Schools

  • High school:Arnold
  • Middle school:Surfside
  • Elementary school:Patronis

Utilities

  • Sewer:Public Sewer

Finances and disclosures

  • Price:$2,500,000
  • Price per sq. ft.:$621.58
  • Tax amount:$10,754 (2025)

Features and amenities

  • Amenities:BarFridge, FireAlarm, GasCooktop, Gated, GatedCommunity, IceMaker, SecuritySystemOwned, SmokeDetectors, TanklessWaterHeater, WineCooler
  • Pool features:Gas Heat, Gunite, Private

Parking

  • Parking description:Garage
  • Garage:Yes
  • Garage spaces:3
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