- ERA
- Florida
- Panama City
- 4109 Ocean Street
4109 Ocean Street, Panama City, FL 32408
Local realty services provided by:ERA Neubauer Real Estate, Inc.
4109 Ocean Street,Panama City, FL 32408
$847,000
- 3 Beds
- 2 Baths
- 1,600 sq. ft.
- Single family
- Active
Listed by: makaila parson, james d payton
Office: coastal living realty & associates
MLS#:782332
Source:FL_BCMLS
Price summary
- Price:$847,000
- Price per sq. ft.:$529.38
About this home
Welcome to your slice of true coastal paradise just steps from the sugar-white sand and iconic Emerald-green waters, with no main roads to cross, no HOA restrictions, and your very own private pool. This beautifully remodeled beach home offers the rare combination of walkable Gulf access, beach views, and true resort-style living, making it an exceptional opportunity as a full-time residence, second home, or income-producing coastal retreat. Perfectly positioned near the newly renovated Tootsies, you will enjoy easy access to dining, entertainment, and the heart of the beach lifestyle.
The private backyard oasis with pool is the undeniable showstopper, creating the perfect setting for relaxing, entertaining, and maximizing rental appeal. After a long day at the beach, rinse off in the 10-foot private outdoor shower, conveniently located just off the downstairs porch. The combination of a private pool and effortless walkability to the beach is a rare luxury and one of the most in-demand features along the coast.
Inside, the home blends coastal charm with modern comfort, featuring hardwood flooring throughout, Silver Pearl granite countertops, stainless steel appliances, and a sleek touch-activated kitchen faucet. The electric fireplace, easily activated by switch, anchors the main living space and creates a warm, inviting atmosphere for laid-back coastal evenings.
Outdoor living continues with two private balconies located off the Great Room and the Primary Suite, offering beach views and fresh Gulf breezes. The private porch off the downstairs bedroom flows seamlessly into the pool and outdoor shower area, making indoor-outdoor living effortless and ideal for entertaining.
The garage has been converted into a spacious game room, adding exceptional recreational value and elevating the home's rental potential while still functioning beautifully for everyday living. With no HOA, strong walkability, dining and nightlife nearby, a private pool, and multiple outdoor living spaces, this property delivers the freedom, flexibility, and coastal lifestyle buyers are searching for.
Spring season is right around the corner, and homes with a private pool, beach access, and no HOA do not last. Grab this one before peak demand hits and secure your place in one of the most desirable coastal locations available.
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Home facts
- Year built:2003
- Listing ID #:782332
- Added:67 day(s) ago
- Updated:February 10, 2026 at 03:24 PM
Rooms and interior
- Bedrooms:3
- Total bathrooms:2
- Full bathrooms:2
- Living area:1,600 sq. ft.
Heating and cooling
- Cooling:CeilingFans
Structure and exterior
- Roof:Metal
- Year built:2003
- Building area:1,600 sq. ft.
- Lot area:0.07 Acres
Schools
- High school:Arnold
- Middle school:Surfside
- Elementary school:Patronis
Utilities
- Sewer:Public Sewer
Finances and disclosures
- Price:$847,000
- Price per sq. ft.:$529.38
- Tax amount:$5,446 (2024)
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