10498 Bay State Drive, Port Charlotte, FL 33981
Local realty services provided by:Gulf Shores Realty ERA Powered
Listed by: denise heath, jay heath
Office: exp realty llc.
MLS#:D6141174
Source:MFRMLS
Price summary
- Price:$565,000
- Price per sq. ft.:$162.45
- Monthly HOA dues:$10
About this home
RARE OPPORTUNITY for X Flood Zone on DOUBLE LOT in SOUTH GULF COVE ~ This is a MUST SEE! Welcome to 10498 Bay State, a Well-Designed 4-Bedroom 3-Bath 3-Car Garage Home with Private Home office, Workshop in Garage and HEATED POOL on a DOUBLE X ZONE LOT in the highly desired Gulf Access community, South Gulf Cove! This property is located on a rare double lot that backs to a greenbelt, offers sunrise views from your Lanai, and offers unobstructed views of the Santa Cruz Waterway from your pool and backyard. With nearly 2,700 square feet of living space, this home offers plenty of room for family and guests, and a possible in-law suite for those looking for multi-generational home options.
The foyer is welcoming, with ample space for a book nook or console table and leads to 2 Guest Rooms that share a Full Bath and Linen Closet. Across the hall, you’ll be pleasantly surprised to find a very large Laundry Room with Cabinets and Storage, adjacent to an En-Suite / In-Law Suite with Full Bath and Walk In Closet. Proceed to the main living spaces, your Kitchen features a large island with Bar Height seating, lots of cabinets, farmhouse sink, and built in shelving in the WALK-IN Pantry. The Living Room and Dining Room flank the Kitchen and Breakfast nook, maintaining a seamless flow for conversations and natural light. But wait, there’s more! The frosted glass French Doors open to a Home Office / Study, with quick access through the living rooms sliders to the Lanai and Pool Deck. The Primary Bedroom is generous in size and offers a complete En Suite with Dual Sinks, Garden Tub, and large Walk In Closet. The home boasts a host of recent updates, including a new roof and new HVAC system, providing peace of mind and energy efficiency. The property is also located in an X Flood Zone, meaning no flood insurance is required!
For those with furry friends, the fenced dog run offers a safe and secure space to play. The 3-car garage is a true standout, featuring mini split AC system, workbench, overhead lighting and retractable extension cord, as well as built-in storage components – making it an ideal space for projects and hobbies. This property is ideally situated just minutes from several public boat ramps, providing easy access to the community’s waterways, the Intracoastal Waterway, and the Gulf. Whether you’re an avid boater or just love coastal living, you’ll find everything you need right at your doorstep. You’re only 15 minutes drive to Gulf Beaches, world-class fishing, 99 holes of golf, shopping, dining, and the Tampa Bay Rays' Spring training facility!
Enjoy the benefits of an optional HOA at just $120 per year, minimal deed restrictions, and several pocket parks and walking paths, providing flexibility while still enjoying the community’s perks. Whether you’re seeking a peaceful retreat, investment property or a home with room to grow, this property has it all. Don’t miss out – schedule your showing today and make this paradise yours!...
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Home facts
- Year built:2016
- Listing ID #:D6141174
- Added:420 day(s) ago
- Updated:May 11, 2026 at 08:09 AM
Rooms and interior
- Bedrooms:4
- Total bathrooms:3
- Full bathrooms:3
- Flooring:Carpet, Ceramic Tile, Hardwood
- Dining Description:Eat In Kitchen
- Kitchen Description:Dishwasher, Eat-in Kitchen, Microwave, Range, Refrigerator
- Bedroom Description:Split Bedroom, Walk-In Closet(s)
- Living area:2,685 sq. ft.
Heating and cooling
- Cooling:Central Air
- Heating:Central
- Central air:Yes
Structure and exterior
- Roof:Shingle
- Year built:2016
- Building area:2,685 sq. ft.
- Lot area:0.48 Acres
- Lot Features:Greenbelt, Level, Near Marina, Paved
- Construction Materials:Block, Stone, Stucco
- Exterior Features:Dog Run, Garden, Patio, Private Mailbox, Rain Gutters, Rear Porch, Screened
- Foundation Description:Slab
- Levels:1 Story
Schools
- High school:Lemon Bay High
- Middle school:L.A. Ainger Middle
- Elementary school:Myakka River Elementary
Utilities
- Water:Public, Water Connected
- Sewer:Mini Sewer, Public, Public Sewer, Sewer Connected
Finances and disclosures
- Price:$565,000
- Price per sq. ft.:$162.45
- Tax amount:$5,413 (2024)
Features and amenities
- Appliances:Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Laundry features:Dryer, Inside, Laundry Room, Washer
- Amenities:BB/HS Internet Available, Ceiling Fans(s), Clubhouse, Eat-in Kitchen, Fiber Optics, Open Floorplan, Recreation Facilities, Split Bedroom, Walk-In Closet(s)
- Pool features:Gunite, In Ground, Indoor, Private Pool
Parking
- Parking description:Attached Garage, Driveway, Garage Door Opener, Workshop in Garage
- Garage:Yes
- Garage spaces:3
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