260 S Central Avenue, Umatilla, FL 32784
Local realty services provided by:Bingham Realty ERA Powered
Listed by: logan wilson
Office: rlw realty
MLS#:G5111095
Source:MFRMLS
Price summary
- Price:$870,000
- Price per sq. ft.:$439.39
About this home
Lakefront Oasis with Income Potential – 260& 264 S. Central Ave., Umatilla, FL. The main home is 1,258 sq ft and the duplex is 2,160 sq ft with both units currently occupied.
Discover this exceptional lakefront home in the heart of “Nature’s Hometown” Umatilla, offering peaceful waterfront living with modern comforts and outstanding energy efficiency. Situated on a spacious lot that includes a separate duplex at 260 S. Central Ave. (Units A & B), this property provides versatile options — the duplex can be parceled off as its own unit for added value or rental income.
Step inside to find a thoughtfully designed, energy-efficient home featuring:
Quartz countertops in the kitchen with all Whirlpool appliances
A large pantry housing a Samsung washer and dryer
Tongue-and-groove cypress ceilings in the living and dining areas
High-grade tile flooring throughout
6" spray foam insulation in the ceiling and around windows for superior efficiency
The open living space flows beautifully to a wall of high-quality double-pane glass with two 8-foot sliders that open onto a large screened lanai. Enjoy breathtaking lake views, a private dock, and a relaxing hot tub.
Both bedrooms are ensuite with quality glass shower doors (no tubs). The master suite boasts an extra-large walk-in closet and a luxurious dual-head shower. The second bedroom includes a built-in office and a Murphy bed for flexible use.
Premium Features & Upgrades:
Whole-house Generac home generator (regularly serviced under contract)
Trane energy-efficient HVAC system under service contract with St. Louis Air
Whole-house tankless gas water heater (Navien)
All-gas systems: heat, stove, dryer, and water heater
Yard irrigation sourced directly from the lake
Digital entry lock
Extra-large double carport
Outdoor kitchen on the covered porch (with two lakeside entries)
Lockable exterior storage unit in front (houses electric panel and freezer)
Utilities & Infrastructure:
All underground utilities
Sewer lift station that pumps directly to the street sewer
This main home is an energy-efficient masterpiece with thoughtful details throughout. Titled in a Land Trust (to be provided).
Whether you're looking for a primary residence, a vacation getaway, or an investment with rental potential from the duplex, this lakefront property delivers unmatched lifestyle and value in a quiet, scenic setting near the Ocala National Forest.
Don't miss this rare opportunity — schedule your private showing today!...
Contact an agent
Home facts
- Year built:1998
- Listing ID #:G5111095
- Added:1 day(s) ago
- Updated:May 16, 2026 at 12:35 AM
Rooms and interior
- Bedrooms:2
- Total bathrooms:2
- Full bathrooms:2
- Flooring:Tile
- Dining Description:Eat In Kitchen
- Kitchen Description:Dishwasher, Eat-in Kitchen, Range, Refrigerator, Solid Surface Counters, Stone Counters
- Bedroom Description:High Ceilings, Primary Bedroom Main Floor, Split Bedroom, Walk-In Closet(s)
- Living area:1,258 sq. ft.
Heating and cooling
- Cooling:Central Air
- Heating:Central, Electric
- Central air:Yes
Structure and exterior
- Roof:Shingle
- Year built:1998
- Building area:1,258 sq. ft.
- Lot area:0.58 Acres
- Construction Materials:Block, Cement Siding, Frame
- Exterior Features:Lighting
- Foundation Description:Slab
- Levels:1 Story
Schools
- High school:Umatilla High
- Middle school:Umatilla Middle
- Elementary school:Umatilla Elem
Utilities
- Water:Public, Water Connected
- Sewer:Public Sewer, Sewer Connected
Finances and disclosures
- Price:$870,000
- Price per sq. ft.:$439.39
- Tax amount:$6,857 (2025)
Features and amenities
- Appliances:Dishwasher, Range, Refrigerator, Tankless Water Heater
- Laundry features:Inside
- Amenities:Accessibility Features, BB/HS Internet Available, Cable Available, Eat-in Kitchen, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
- Pool features:Public Pool
Parking
- Parking description:2 Car Carport, Covered
- Carport spaces:2
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