644 Hart Lake Drive, Winter Haven, FL 33884
Local realty services provided by:Bingham Realty ERA Powered
644 Hart Lake Drive,Winter Haven, FL 33884
$699,000
- 4 Beds
- 3 Baths
- 2,511 sq. ft.
- Single family
- Active
Listed by: michael stone, deanna stone
Office: the stones real estate firm
MLS#:L4964782
Source:MFRMLS
Price summary
- Price:$699,000
- Price per sq. ft.:$208.66
- Monthly HOA dues:$83.33
About this home
From the moment you enter, it is immediately apparent this is not your typical lakefront home. Elevated sightlines extend across the pool to the tranquil waters of Hart Lake, creating a dramatic first impression and an almost infinity-edge style of living. Situated on approximately half an acre in the gated SE Winter Haven community of Hart Lake Hills, this immaculate custom residence offers 4 bedrooms, 3 baths and over 2,500 SF of refined living space with a level of finish and customization rarely found at this price point.
Designed for upscale everyday living and impressive entertaining, the home showcases gorgeous travertine and wood flooring, substantial millwork, designer lighting, custom tile and stonework, granite surfaces and distinctive architectural details throughout. Statement fixtures incorporating sculptural, crystal and glass elements add another layer of sophistication.
The open, triple-split bedroom floor plan includes a spacious family room, formal dining, office/den, kitchen with dinette and inside laundry. The family room captures panoramic lake views through expansive glass doors opening to the pool and features a custom wood TV wall accented with natural-edge detailing.
The kitchen offers quartz countertops, stainless appliances, custom wood cabinetry, breakfast bar and a light-filled dinette overlooking the pool and lake. The adjoining dining room is illuminated by a dramatic faceted glass chandelier, while the office/den room provides flexibility as an office, study or additional sitting room.
The primary suite features wood flooring, a large walk-in closet with built-ins and an extraordinary spa-inspired bath. Travertine and stone surround a floating-edge soaking tub with black stone deck, dramatic underlighting and sleek linear fireplace. An oversized open shower features multiple body sprays, handheld fixture and rainfall shower, complemented by floating cabinetry, granite-topped vanity, designer lighting and a private water closet.
Three generously sized guest bedrooms are privately positioned away from the primary suite with excellent closet space and access to beautifully customized guest baths. The third bath also serves the pool and features a glass-enclosed MrSteam steam shower.
Outside, wide steps transition from the elevated interior to an expansive screened outdoor living area where the saltwater pool appears visually connected to Hart Lake beyond. A large covered lanai with travertine flooring offers room for dining and lounging, while generous deck space provides plenty of room for entertaining and enjoying the Florida sunshine. Hart Lake offers opportunities for fishing, boating and enjoying the natural waterfront setting.
Additional features include double-pane windows, insulated sliding doors, central vacuum, irrigation well, 2019 roof, 2020 A/C and a pool enclosure refurbished in 2024 with new screening, doors and screws. All this and centrally located between Tampa and Orlando, approximately 10 minutes from shopping, dining and medical facilities, and within walking distance of Chain of Lakes Elementary....
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Home facts
- Year built:2002
- Subdivision & Development:HART LAKE HILLS PH 01
- Listing ID #:L4964782
- Added:2 day(s) ago
- Updated:September 07, 2026 at 04:53 PM
Rooms and interior
- Bedrooms:4
- Total bathrooms:3
- Full bathrooms:3
- Flooring:Carpet, Hardwood, Travertine
- Dining Description:Eat In Kitchen, Formal Dining Room
- Kitchen Description:Dishwasher, Eat-in Kitchen, Microwave, Range, Refrigerator, Stone Counters
- Bedroom Description:High Ceilings, Primary Bedroom Main Floor, Walk-In Closet(s)
- Living area:2,511 sq. ft.
Heating and cooling
- Cooling:Central Air
- Heating:Central, Electric
- Central air:Yes
Structure and exterior
- Roof:Shingle
- Year built:2002
- Building area:2,511 sq. ft.
- Lot area:0.62 Acres
- Lot Features:Paved
- Architectural Style:Custom
- Construction Materials:Block, Stucco
- Exterior Features:Porch, Screened
- Foundation Description:Slab
- Levels:1 Story
Schools
- High school:Mclaughlin Academy Of Excellence
- Middle school:McLaughlin Academy Of Excellence
- Elementary school:Chain O Lakes Elem
Utilities
- Water:Public, Water Connected
- Sewer:Public Sewer, Sewer Connected
Finances and disclosures
- Price:$699,000
- Price per sq. ft.:$208.66
- Tax amount:$7,064 (2025)
Features and amenities
- Appliances:Dishwasher, Gas Water Heater, Irrigation Equipment, Microwave, Range, Refrigerator
- Laundry features:Inside, Laundry Room
- Amenities:Cable Connected, Ceiling Fans(s), Crown Molding, Eat-in Kitchen, Gated, High Ceilings, Irrigation Equipment, Primary Bedroom Main Floor, Stone Counters, Walk-In Closet(s)
- Pool features:Gunite, In Ground, Private Pool, Salt Water, Screen Enclosure
Parking
- Parking description:Attached Garage, Driveway, Garage Door Opener
- Garage:Yes
- Garage spaces:3
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