396 Cardinal Lane, Toccoa, GA 30577

Toccoa
Local realty services provided by:ERA Kings Bay Realty
396 Cardinal Lane,Toccoa, GA 30577
$445,000
  • 3 Beds
  • 2 Baths
  • 2,520 sq. ft.
  • Single family
  • Active
Listed by: nicole wright
Office: magnolia realty & propertymanagement
MLS#:10615530
Source:METROMLS

Price summary

  • Price:$445,000
  • Price per sq. ft.:$176.59
  • Monthly HOA dues:$16.67

About this home

Welcome to your Lake Hartwell retreat! This 3-bedroom, 2-bathroom lakefront home offers the perfect blend of charm, comfort, and convenience. The home features a spacious kitchen with granite countertops, stainless steel appliances, and a large island, all filled with natural light streaming through the numerous windows. The primary bedroom is located on the main level and includes a cozy sitting area that can be used as an office, nursery, art studio, or powder room. With plenty of space for a large dining table, entertaining is effortless both inside and out. Step onto the expansive deck or relax on the covered porch while enjoying beautiful lake views. Outside, you'll find a two-car carport and an outbuilding that complements the home's exterior, perfect for storage of household items, lawn equipment, or lake toys. The covered slip dock provides direct lake access, while the neighborhood amenities include a private paved boat launch, community dock, clubhouse, swimming pool, tennis...

Contact an agent

contact an agent

Yes, I would like more information. Please use and/or share my information with an ERA®  affiliated agent to contact me about my real estate needs. By clicking Send message, I request to be contacted by phone or text message and consent to being contacted by automated means. I understand that my consent to receive calls or texts is not a condition of purchasing any property, goods, or services. Alternatively, I understand that I can access real estate services by email or I can contact the agent myself.

If an ERA®  affiliated agent is not available in the area where I need assistance, I agree to be contacted by a real estate agent affiliated with another brand owned or licensed by Anywhere Real Estate (BHGRE® , CENTURY 21® , Coldwell Banker® , Corcoran® , Sotheby's International Realty® ). I acknowledge that I have read and agree to theTerms of useandPrivacy notice

Home facts

  • Year built:1987
  • Listing ID #:10615530
  • Updated:May 15, 2026 at 10:47 AM

Rooms and interior

  • Bedrooms:3
  • Total bathrooms:2
  • Full bathrooms:2
  • Flooring:Carpet, Tile
  • Dining Description:Living Room/Dining Room Combo
  • Bathrooms Description:Tile Bath
  • Kitchen Description:Dishwasher, Microwave, Oven/Range (Combo), Refrigerator, Stainless Steel Appliance(s)
  • Bedroom Description:Master On Main Level
  • Basement Description:Daylight, Finished
  • Living area:2,520 sq. ft.

Heating and cooling

  • Cooling:Central Air, Electric
  • Heating:Central, Electric
  • Central air:Yes

Structure and exterior

  • Year built:1987
  • Building area:2,520 sq. ft.
  • Lot area:0.33 Acres
  • Lot Features:Sloped
  • Construction Materials:Wood Siding
  • Exterior Features:Deck, Dock, Screened
  • Levels:2 Story

Schools

  • High school:Stephens
  • Middle school:Stephens
  • Elementary school:Other

Utilities

  • Water:Public
  • Sewer:Septic Tank

Finances and disclosures

  • Price:$445,000
  • Price per sq. ft.:$176.59
  • Tax amount:$3,428 (24)

Features and amenities

  • Appliances:Dishwasher, Electric Water Heater, Microwave, Oven/Range (Combo), Refrigerator, Stainless Steel Appliance(s)
  • Laundry features:In Basement, Laundry
  • Amenities:Electric Water Heater, Security System

Parking

  • Parking description:Carport
MLS Logo2026 Georgia MLS. All rights reserved. Information Deem Reliable But Not Guaranteed May 15, 2026

New listings near 396 Cardinal Lane