396 Cardinal Lane, Toccoa, GA 30577

Local realty services provided by:ERA Towne Square Realty, Inc.
396 Cardinal Lane,Toccoa, GA 30577
$445,000
  • 3 Beds
  • 2 Baths
  • 2,520 sq. ft.
  • Single family
  • Active
Listed by: nicole wright
Office: hammock realty north georgia
MLS#:10615530
Source:METROMLS

Price summary

  • Price:$445,000
  • Price per sq. ft.:$176.59
  • Monthly HOA dues:$16.67

About this home

Welcome to your Lake Hartwell retreat! This 3-bedroom, 2-bathroom lakefront home offers the perfect blend of charm, comfort, and convenience. The home features a spacious kitchen with granite countertops, stainless steel appliances, and a large island, all filled with natural light streaming through the numerous windows. The primary bedroom is located on the main level and includes a cozy sitting area that can be used as an office, nursery, art studio, or powder room. With plenty of space for a large dining table, entertaining is effortless both inside and out. Step onto the expansive deck or relax on the covered porch while enjoying beautiful lake views. Outside, you'll find a two-car carport and an outbuilding that complements the home's exterior, perfect for storage of household items, lawn equipment, or lake toys. The covered slip dock provides direct lake access, while the neighborhood amenities include a private paved boat launch, community dock, clubhouse, swimming pool, tennis

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Home facts

  • Year built:1987
  • Listing ID #:10615530
  • Updated:January 08, 2026 at 11:45 AM

Rooms and interior

  • Bedrooms:3
  • Total bathrooms:2
  • Full bathrooms:2
  • Living area:2,520 sq. ft.

Heating and cooling

  • Cooling:Central Air, Electric
  • Heating:Central, Electric

Structure and exterior

  • Year built:1987
  • Building area:2,520 sq. ft.
  • Lot area:0.33 Acres

Schools

  • High school:Stephens County
  • Middle school:Stephens County
  • Elementary school:Other

Utilities

  • Water:Public
  • Sewer:Septic Tank

Finances and disclosures

  • Price:$445,000
  • Price per sq. ft.:$176.59
  • Tax amount:$3,428 (24)
MLS Logo2026 Georgia MLS. All rights reserved. Information Deem Reliable But Not Guaranteed January 8, 2026

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