4319 E Penrod Dr, Monticello, IN 47960

Immaculately maintained and truly move-in ready, this charming lakefront cottage offers the perfect getaway! Thoughtfully updated throughout, it features a spacious kitchen and dining area ideal for entertaining, plus a generous living room that comfortably accommodates extra guests. Enjoy the convenience of an on-demand water heater and modern upgrades throughout. Outside, lakeside living shines with a double electric boat lift topped by a large deck—perfect for soaking up the sun or enjoying evening views. Additional lakeside perks include a steel seawall, piers, and a handy storage shed. On the roadside, unwind around the fire pit, relax under the covered deck, or make use of the garage for extra storage or lake toys. The fenced yard adds privacy and space for outdoor fun. Best of all? It’s being sold fully furnished—just bring your suitcase! A true turnkey cottage retreat you’ll love from day one.