81 White Oak Lane, Monticello, KY 42633
Local realty services provided by:ERA Select Real Estate
81 White Oak Lane,Monticello, KY 42633
$298,000
- 2 Beds
- 1 Baths
- 900 sq. ft.
- Single family
- Active
Listed by: dylan jones
Office: re/max country lakes
MLS#:26005932
Source:KY_LBAR
Price summary
- Price:$298,000
- Price per sq. ft.:$331.11
About this home
Unique lake property situated on three lots featuring a 2-bedroom, 1-bathroom home plus a detached garage with plenty of room for a boat up to 26 ft. The garage has a finished guest quarters offering an additional 1 bedroom and 1 bathroom. Built in 2021 and tucked into a peaceful, golf-cart friendly Lake Cumberland community, this move-in-ready property offers flexibility, privacy, and lake lifestyle convenience all in one package. The main home features 2 bedrooms, 1 full bath, and an open-concept living/kitchen layout with durable LVP flooring throughout. The kitchen offers white shaker cabinetry, butcher block countertops, subway tile backsplash, stainless appliances, and recessed lighting, creating a clean, modern lake-cottage feel. The living area is bright and inviting with double doors leading to a spacious covered porch - perfect for relaxing after a day on the water. The full bath includes a tiled walk-in shower with glass door and updated vanity, continuing the low-maintenance, newer-construction appeal. Outside, enjoy extensive covered porch space with ceiling fans, composite decking on the house porch, ideal for entertaining or unwinding in the wooded setting. A major bonus is the detached garage with finished guest quarters, offering 1 bedroom, 1 bath, and its own mini-split HVAC system - perfect for guests, or private workspace. Also deck space beside garage for grilling, entertaining guest and relaxing. The property sits on three lots being sold together (approx. 1.32 acres +/-) and includes an additional lot already equipped with a RV hookup with septic, electric, and water in place, providing incredible flexibility for overflow guests or additional income potential. Located just minutes from Conley Bottom Marina and close to two private boat ramps, this home is ideal as a full-time residence, weekend getaway, or short-term rental investment near Lake Cumberland. If you've been looking for newer construction, extra space for guests, and lake access convenience - this one checks the boxes....
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Home facts
- Year built:2021
- Subdivision & Development:Cumberland Ridge Estates
- Listing ID #:26005932
- Added:187 day(s) ago
- Updated:September 28, 2026 at 03:00 PM
Rooms and interior
- Bedrooms:2
- Total bathrooms:1
- Full bathrooms:1
- Rooms Total:5
- Flooring:Tile
- Basement:Yes
- Basement Description:Crawl Space
- Living area:900 sq. ft.
Heating and cooling
- Cooling:Heat Pump
- Heating:Electric, Heat Pump
- Central air:Yes
Structure and exterior
- Year built:2021
- Building area:900 sq. ft.
- Lot area:1.32 Acres
- Lot Features:Wooded
- Construction Materials:Vinyl Siding
Schools
- High school:Wayne Co
- Middle school:Wayne Co
- Elementary school:Bell
Utilities
- Water:Public
- Sewer:Septic Tank
Finances and disclosures
- Price:$298,000
- Price per sq. ft.:$331.11
Features and amenities
- Laundry features:Main Level
Parking
- Garage:Yes
- Garage spaces:2
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