18-20 Water St, THURMONT, MD 21788
Local realty services provided by:ERA Byrne Realty

18-20 Water St,THURMONT, MD 21788
$429,900
- 5 Beds
- - Baths
- - sq. ft.
- Multi-family
- Coming Soon
Listed by:cindy clipp
Office:long & foster real estate, inc.
MLS#:MDFR2069024
Source:BRIGHTMLS
Price summary
- Price:$429,900
About this home
Rare Opportunity in the Heart of Thurmont – Two Homes, Eight Garages, and Endless Possibilities
This unique property offers two detached single-family homes, eight garage bays, and flexible residential/commercial zoning—all on one parcel with a single tax ID. It’s ideal for investors, multi-generational living, or those seeking home-based business potential.
This property carries both historical charm and modern flexibility. The main home is move-in ready, featuring spacious living areas, a main-level bedroom and full bath, two additional bedrooms upstairs, and a sitting room over the kitchen. A new washer and dryer is also located on the main level.
The second home includes a large upstairs bedroom with a pass-through to a small bonus room, a living area, and a full bathroom. The kitchen and second full bath are located on a half-level down (both in need of full rehab). The finished lower level includes a rec room and laundry area with a newer washer and dryer. A large upper-level deck needs repair, but the lumber to rebuild it is included.
Additional features include:
Eight total garage bays across three structures:
4 facing the rear alley
3 side garages
1 tucked beneath the rear deck
Each garage bay has electric (no water)—ideal for storage, workshop use, or contractor needs
Public water and sewer
Boiler heat (oil), window A/C units, and electric hot water heaters (both approximately 2 years old)
Located just minutes from downtown Thurmont, Route 15, Cunningham Falls State Park, and Catoctin Mountain Park, this property offers convenience, versatility, and strong potential for value growth.
Property is being sold as-is.
Don’t miss this one-of-a-kind opportunity with flexible use, income potential, and a prime location in Northern Frederick County. Schedule your showing today! *Professional photos to be uploaded Tuesday, August 19
Contact an agent
Home facts
- Year built:1880
- Listing Id #:MDFR2069024
- Added:1 day(s) ago
- Updated:August 15, 2025 at 05:30 AM
Rooms and interior
- Bedrooms:5
Heating and cooling
- Cooling:Ceiling Fan(s), Window Unit(s)
- Heating:Baseboard - Hot Water, Oil, Radiator
Structure and exterior
- Year built:1880
Schools
- High school:CATOCTIN
Utilities
- Water:Public
- Sewer:Public Sewer
Finances and disclosures
- Price:$429,900
- Tax amount:$5,636 (2024)
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