657 W Cottage Lane, Deruyter, NY 13052
Local realty services provided by:HUNT Real Estate ERA



Listed by:brooke wood
Office:limestone creek properties llc.
MLS#:S1605182
Source:NY_GENRIS
Price summary
- Price:$895,000
- Price per sq. ft.:$334.96
About this home
Everyone says they’ve got the best spot on the lake—but this one truly stands out. With over 300 feet of shoreline and nearly an acre of land, this south-end stunner sits on a rare peninsula-like lot that feels like your own private retreat. Sun-soaked from morning ‘til night and surrounded by water on three sides, it’s the kind of place where lake life comes easy. After all, it’s always 5 o’clock on DeRuyter Lake. Built in 2008 by a custom home builder, this 2,672 square foot, four-bedroom, three-bath home was made for relaxed living and year-round comfort. The open-concept layout is full of charm and natural light, with vaulted ceilings, radiant in-floor heat, rich hardwood floors, and a cozy wood-burning fireplace at its heart. The living room looks out over the water, and there’s a convenient first-floor bedroom plus a spacious primary suite. A breezeway connects the home to the two-car attached garage, offering plenty of storage for all your lake toys and gear—boats, bikes, kayaks, and more. Whether you’re casting a line, taking a morning paddle, jumping off the dock, or kicking back by the fire pit with friends, this lake is made for memory-making. And when you’re ready to head out for the evening, the Boathouse Restaurant is right around the corner—perfect for lakeside dining and tales of the one that got away. No projects, no worries—just move in, exhale, and let the lake life begin.
Contact an agent
Home facts
- Year built:2008
- Listing Id #:S1605182
- Added:91 day(s) ago
- Updated:August 14, 2025 at 02:53 PM
Rooms and interior
- Bedrooms:4
- Total bathrooms:3
- Full bathrooms:3
- Living area:2,672 sq. ft.
Heating and cooling
- Heating:Propane, Radiant
Structure and exterior
- Roof:Shingle
- Year built:2008
- Building area:2,672 sq. ft.
- Lot area:0.89 Acres
Schools
- High school:DeRuyter High
- Elementary school:DeRuyter Elementary
Utilities
- Water:Well
- Sewer:Septic Tank
Finances and disclosures
- Price:$895,000
- Price per sq. ft.:$334.96
- Tax amount:$8,426
New listings near 657 W Cottage Lane
- $65,000Active1.81 Acres
00 E Lake Road, Deruyter, NY 13052
MLS# S1625102Listed by: LIMESTONE CREEK PROPERTIES LLC - $55,000Active1.67 Acres
0 E Lake Road, Deruyter, NY 13052
MLS# S1625933Listed by: LIMESTONE CREEK PROPERTIES LLC - $129,000Pending19.79 Acres
00 Hunt Road, Deruyter, NY 13052
MLS# S1625936Listed by: LIMESTONE CREEK PROPERTIES LLC - $499,900Pending0 Acres
151 East Lake Road, Deruyter, NY 13052
MLS# S1624185Listed by: COLDWELL BANKER PRIME PROP,INC - $169,900Active2 beds 1 baths1,153 sq. ft.
232 Lincklaen Center Road, Deruyter, NY 13052
MLS# S1621922Listed by: COLDWELL BANKER PRIME PROP,INC - $285,000Active1 beds 2 baths1,456 sq. ft.
239 Paradise Hill Road, Deruyter, NY 13052
MLS# S1623206Listed by: LIMESTONE CREEK PROPERTIES LLC - $449,900Active0.33 Acres
551 W Cottage Lane, Deruyter, NY 13052
MLS# S1616987Listed by: LIMESTONE CREEK PROPERTIES LLC - $449,900Pending4 beds 2 baths960 sq. ft.
551 W Cottage Lane, Deruyter, NY 13052
MLS# S1617238Listed by: LIMESTONE CREEK PROPERTIES LLC - Listed by ERA$199,900Pending3 beds 2 baths1,674 sq. ft.
434 State Route 13, Deruyter, NY 13052
MLS# S1610536Listed by: HUNT REAL ESTATE ERA - $149,000Pending2 beds 1 baths683 sq. ft.
1615 Cortland Street, Deruyter, NY 13052
MLS# S1613135Listed by: OAK TREE REAL ESTATE