1821 Rutger Street, Utica, NY 13501

Just steps from beautiful Proctor Park, this multi-family home offers versatility for investors & owner-occupants!. Each unit has separate utilities and there’s a 2-stall garage that could be used personally or rented for additional income. The second-floor apartment is enhanced by 3rd floor finished attic space... complete with an additional half bath and flexible living area, creating valuable extra square footage. While the property needs some updates, it’s a great opportunity to build equity, generate cash flow, or enjoy the benefits of living in one unit while offsetting your mortgage with rental income.