1121 S 23rd St, Temple, TX 76504

Temple
Local realty services provided by:ERA Brokers Consolidated
Listed by: ramgopal surabi
Office: texas signature realty
MLS#:7162261
Source:ACTRIS
1121 S 23rd St,Temple, TX 76504
$199,640
  • 3 Beds
  • 2 Baths
  • 1,288 sq. ft.
  • Single family
  • Active

Price summary

  • Price:$199,640
  • Price per sq. ft.:$155

About this home

Seller Financing at 6% (Banks Are at 7%+). Beautifully Renovated 3BR/2BA on Quarter-Acre Corner Lot Near Baylor Scott & White Own for less than rent - seller financing at 6% fixed while bank rates sit above 7%, no bank qualifying. Beautifully renovated 3BR/2BA, 1,288 sqft in the heart of Temple — 1940s character with high-end upgrades throughout: open-concept, single-level living, fresh luxury plank flooring, a fully updated kitchen with gas cooktop, ceiling fans, and a rare primary suite with private bath. Pier-and-beam foundation professionally repaired. Outside: 0.24-acre corner lot, 4-car detached carport, covered front patio, fully fenced backyard, storage shed, and accessibility ramp. Minutes from Baylor Scott & White, Walk Score 73, easy I-35 access. Terms: $199,640 · $25,000 down · $174,640 note at 6%, 30-yr amort, 5-yr balloon (~$1,047/mo P&I, ~$1,164/mo all-in) — about $143/mo less than the same loan at today's 7.24% bank average (~$8,600 saved over the 5-year term).

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Home facts

  • Year built:1940
  • Subdivision & Development:Tal-Coe Place
  • Listing ID #:7162261
  • Updated:November 11, 2026 at 05:16 PM

Rooms and interior

  • Bedrooms:3
  • Total bathrooms:2
  • Full bathrooms:2
  • Flooring:Carpet, Vinyl
  • Kitchen Description:Refrigerator
  • Living area:1,288 sq. ft.

Heating and cooling

  • Cooling:Electric
  • Heating:Electric

Structure and exterior

  • Roof:Asphalt
  • Year built:1940
  • Building area:1,288 sq. ft.
  • Lot area:0.24 Acres
  • Lot Features:Back Yard, Corner Lot, Few Trees, Front Yard
  • Construction Materials:Vinyl Siding
  • Foundation Description:Pillar/Post/Pier

Schools

  • High school:Temple
  • Elementary school:Scott

Utilities

  • Water:Public
  • Sewer:Public Sewer

Finances and disclosures

  • Price:$199,640
  • Price per sq. ft.:$155
  • Tax amount:$3,731 (2025)

Features and amenities

  • Appliances:Refrigerator
  • Amenities:Storage

Parking

  • Total parking spaces:4
  • Parking description:Additional Parking
  • Garage:Yes
  • Garage spaces:4
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