11 Chatham Ln, Palmyra, VA 22963

Local realty services provided by:ERA Bill May Realty Company
11 Chatham Ln,Palmyra, VA 22963
$699,900
  • 4 Beds
  • 3 Baths
  • 4,200 sq. ft.
  • Single family
  • Active
Listed by: ruth guss
Office: re/max realty specialists-charlottesville
MLS#:679602
Source:CHARLOTTESVILLE

Price summary

  • Price:$699,900
  • Price per sq. ft.:$166.64
  • Monthly HOA dues:$124.58

About this home

Nestled among mature hardwoods off Washington Cove, this waterfront home is just a short boat ride from the main body of Lake Monticello. Located in a gated, amenity-rich golf course community only 25 minutes from Charlottesville, the property offers a private boat dock and bulkhead for relaxing and fishing, a full-length rear deck with a screened porch and space for a hot tub, peaceful cove views, and a gently sloping gravel walkway to the water. Inside, the open great room features cathedral ceilings, beautiful hardwood floors, and a gas fireplace. The home offers four bedrooms and three full baths, including a primary suite with a cathedral ceiling, hardwood floors, soaking tub, double vanity, separate shower, and two closets. The finished walkout terrace level includes the fourth bedroom, third full bath, a spacious family room with a freestanding gas fireplace, a flex room currently used as a home gym, and a large storage area with built-in shelving. Enjoy peaceful lakefront...

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Home facts

  • Year built:2002
  • Subdivision & Development:LAKE MONTICELLO
  • Listing ID #:679602
  • Added:85 day(s) ago
  • Updated:October 10, 2026 at 02:54 PM

Rooms and interior

  • Bedrooms:4
  • Total bathrooms:3
  • Full bathrooms:3
  • Flooring:Carpet, Ceramic Tile, Hardwood, Vinyl
  • Kitchen Description:Disposal, Electric Range, Microwave
  • Basement:Yes
  • Basement Description:Full, Heated
  • Living area:4,200 sq. ft.

Heating and cooling

  • Cooling:Central Air
  • Heating:Central, Forced Air, Propane
  • Central air:Yes

Structure and exterior

  • Year built:2002
  • Building area:4,200 sq. ft.
  • Lot area:0.58 Acres
  • Construction Materials:Stick Built, Vinyl Siding
  • Exterior Features:Patio/Porch
  • Foundation Description:Block
  • Levels:1 Level

Schools

  • High school:Fluvanna
  • Middle school:Fluvanna
  • Elementary school:Central (Fluvanna)

Utilities

  • Water:Public
  • Sewer:Public Sewer

Finances and disclosures

  • Price:$699,900
  • Price per sq. ft.:$166.64
  • Tax amount:$4,530 (2026)

Features and amenities

  • Appliances:Dishwasher, Disposal, Electric Range, Microwave
  • Laundry features:Dryer Hookup, Washer Hookup
  • Amenities:Gated Community, Insulated Windows, Skylights, Smoke Detector(s), Vinyl

Parking

  • Parking description:Attached, Garage, Garage Door Opener, Garage Faces Front
  • Garage:Yes
  • Garage spaces:2
“Based on information submitted to the MLS GRID as of October 10, 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.” "Listings courtesy of APPLICABLE MLS as distributed by MLS GRID.