1240 Willowgate Lane, Saint Charles, IL 60174

Saint Charles
Local realty services provided by:ERA Naper Realty
1240 Willowgate Lane,St. Charles, IL 60174
$1,099,000
  • 3 Beds
  • 4 Baths
  • 3,636 sq. ft.
  • Single family
  • Active
Listed by: cory jones
Office: exp realty - st. charles
MLS#:12788275
Source:MLSNI

Price summary

  • Price:$1,099,000
  • Price per sq. ft.:$302.26
  • Monthly HOA dues:$623

About this home

Rare opportunity to own a Fox River waterfront luxury duplex with a first-floor primary suite in Willowgate, one of St. Charles' most desirable maintenance-free communities. Offering 2,716 square feet above grade and approximately 3,600 finished square feet including the walkout basement, this home combines an exceptional riverfront setting with a highly sought-after floor plan just minutes from downtown St. Charles, downtown Geneva, the Fox River Trail, shopping, dining, parks, and the Metra. The main level features a private den, vaulted family room filled with natural light and panoramic Fox River views, a beautifully appointed kitchen with premium Poggenpohl cabinetry, laundry room, and the first-floor primary suite. Upstairs are two spacious bedrooms connected by a Jack-and-Jill bath. The finished walkout basement offers a large recreation room, family room, bar area, full bath, and direct access to the backyard. Enjoy spectacular river views from the screened porch and paver...

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Home facts

  • Year built:1993
  • Listing ID #:12788275
  • Updated:October 22, 2026 at 11:18 AM

Rooms and interior

  • Bedrooms:3
  • Total bathrooms:4
  • Full bathrooms:3
  • Half bathrooms:1
  • Rooms Total:11
  • Dining Description:Combined With Living Room
  • Bathrooms Description:No Tub, Separate Shower, Steam Shower
  • Kitchen Description:Cooktop, Dishwasher, Disposal, Double Oven, Microwave, Range Hood, Refrigerator, Stainless Steel Appliance(s)
  • Basement Description:Finished
  • Living area:3,636 sq. ft.

Heating and cooling

  • Cooling:Central Air
  • Heating:Forced Air, Gas
  • Central air:Yes

Structure and exterior

  • Roof:Asphalt
  • Year built:1993
  • Building area:3,636 sq. ft.
  • Lot Features:Common Grounds, Cul-De-Sac, Forest Preserve Adjacent
  • Foundation Description:Concrete Perimeter

Utilities

  • Water:Public
  • Sewer:Public Sewer

Finances and disclosures

  • Price:$1,099,000
  • Price per sq. ft.:$302.26
  • Tax amount:$20,110 (2025)

Features and amenities

  • Laundry features:Dryer, Washer
  • Amenities:CO Detectors, Ceiling Fan(s), Water-Softener Owned

Parking

  • Total parking spaces:2
  • Parking description:Asphalt, Attached Garage, Garage
  • Garage:Yes
  • Garage spaces:2
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