5305 Girard Street, McKinney, TX 75071
Local realty services provided by:ERA Myers & Myers Realty
Listed by: jack mclemore
Office: listing results, llc.
MLS#:21247448
Source:GDAR
Price summary
- Price:$449,000
- Price per sq. ft.:$242.7
- Monthly HOA dues:$55.67
About this home
Headline: Assumable 5.19% FHA rate, huge savings versus today's near 7% rates. Bright, calm, smart, move-in ready home in the sought after Willow Wood community. Body: Welcome to 5305 Girard Street in McKinney. This stunning 2023-built Bloomfield Homes property offers 3 bedrooms, 2 bathrooms, and 1,860 square feet of thoughtfully designed one-story living. But here's what sets it apart in today's market: qualified buyers can assume the seller's existing FHA loan at just 5.19%, a rate that could save you hundreds per month compared to current financing. Inside, you'll find a dedicated office with French doors and soundproofing, a smart home system controlling the door, thermostat, garage, and sprinklers from your phone, and a private primary suite tucked at the back for maximum privacy. Energy efficient windows, newer HVAC, and major components built in 2023 mean lower maintenance and real peace of mind. Step outside to two covered patios perfect for entertaining, all on a lot with no direct rear neighbor for extra privacy and natural light. You're minutes from a 4-mile walking and hiking trail, a nearby park, and an elementary school just 2 blocks away, plus quick access to HEB, US-75, and downtown McKinney. This is a rare opportunity to lock in a below-market rate on a like-new home in one of McKinney's most desirable communities....
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Home facts
- Year built:2022
- Subdivision & Development:Willow Wood Ph 7
- Listing ID #:21247448
- Added:153 day(s) ago
- Updated:September 23, 2026 at 11:55 AM
Rooms and interior
- Bedrooms:3
- Total bathrooms:2
- Full bathrooms:2
- Flooring:Carpet, Ceramic Tile, Vinyl
- Kitchen Description:Dishwasher, Disposal, Electric Oven, Gas Cooktop, Gas Range, Microwave, Vented Exhaust Fan
- Living area:1,850 sq. ft.
Heating and cooling
- Cooling:Central Air, Electric
- Heating:Central, Natural Gas
- Central air:Yes
Structure and exterior
- Roof:Composition
- Year built:2022
- Building area:1,850 sq. ft.
- Lot area:0.14 Acres
- Lot Features:Landscaped, Sprinkler System
- Architectural Style:Traditional
- Construction Materials:Brick
- Foundation Description:Slab
- Levels:1 Story
Schools
- High school:Melissa
- Middle school:Melissa
- Elementary school:Willow Wood
Finances and disclosures
- Price:$449,000
- Price per sq. ft.:$242.7
- Tax amount:$8,254
Features and amenities
- Appliances:Dishwasher, Disposal, Electric Oven, Gas Cooktop, Gas Range, Gas Water Heater, Microwave, Vented Exhaust Fan
- Amenities:Carbon Monoxide Detectors, Fire Alarm, Prewired, Security Lights, Security System, Security System Owned, Smoke Detectors, Window Coverings
- Smart home:Yes
Parking
- Garage:Yes
- Garage spaces:2
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