189 Plum Tree Cir, Bumpass, VA 23024
Local realty services provided by:ERA Central Realty Group
Listed by: ashley hoffman
Office: lake anna island realty
MLS#:VALA2010864
Source:BRIGHTMLS
Price summary
- Price:$460,000
- Price per sq. ft.:$237.6
- Monthly HOA dues:$16.67
About this home
DISCOUNTED MONTHLY PAYMENT AVAILABLE! Summer days, sunshine, boat rides, cozy fall and winter evenings, and a nostalgic backyard tire swing... this is what Lake Anna memories are made of! Welcome to your charming retreat, tucked away on 1.01 peaceful acres in the Clear Water community on the private side of Lake Anna with your own assigned boat slip! Imagine mornings on the boat, afternoons swimming at the neighborhood sandy beach, and evenings grilling on the back deck while the kids enjoy the good old-fashioned tire swing in the backyard. When the seasons change, picture crisp fall mornings surrounded by colorful leaves, chilly winter afternoons with a warm cup of coffee, and cozy evenings curled up beside the crackling wood-burning stove. Best of all, this home comes furnished, so you can start enjoying it from day one! Whether you're searching for a full-time home, weekend getaway, or short-term rental investment, this one has so much to love! Offering 1,936 square feet, 2 bedrooms, and 2.5 bathrooms, this inviting home features hardwood flooring and an open main-level layout connecting the living room, kitchen, and dining area. The wood-burning stove adds warmth and charm, while the kitchen is perfect for gathering with family and friends! You'll love the sleek Brazilian granite countertops, stainless steel appliances (all new appliances in 2021), stylish backsplash, center island with seating, and pendant lighting. A half bath and laundry room complete the main level. Upstairs, you'll find a versatile loft, covered balcony, two bedrooms, and two full baths. One bedroom features its own private bathroom with a heated jetted tub and separate tiled shower. Step outside to your peaceful, private backyard, where the partially covered rear deck with a ceiling fan is perfect for grilling, entertaining, or relaxing after a day on the water. And that charming tire swing? It's the kind of nostalgic touch that brings back memories of simpler times and carefree childhood summers! The lake is calling! Your assigned boat slip #14 is located at the neighborhood waterfront common area, complete with a boat ramp, covered picnic pavilion, and sandy beach! Spend your days cruising the private side, swimming, and soaking up the sunshine. There's plenty of room for your lake toys, too! The property includes an attached 14x24 garage, a 12x24 boat shelter, and a 12x24 storage shed with electricity. Additional highlights include high-speed Firefly fiber internet, an addition completed in 2010, roof and rear deck in 2012, and septic tank pumped in 2023. Conveniently located near restaurants, grocery shopping, The Lake Anna Taphouse, a veterinary clinic, ABC store, nail spa, and more! Short-term rentals are permitted, offering flexibility for personal enjoyment or investment potential. From carefree summer adventures and afternoons on the tire swing to cozy fall weekends and peaceful winter escapes, this is a retreat you'll love in every season! With the furnishings already in place, all that's left to do is pack your bags, bring your boat, and start making memories! *Discounted monthly payment with seller's preferred lender. Savings up to $290 per month. Contact listing agent or see MLS document section for more details.*...
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Home facts
- Year built:1995
- Subdivision & Development:CLEAR WATER
- Listing ID #:VALA2010864
- Added:10 day(s) ago
- Updated:November 15, 2026 at 02:53 PM
Rooms and interior
- Bedrooms:2
- Total bathrooms:3
- Full bathrooms:2
- Half bathrooms:1
- Rooms Total:11
- Flooring:Hardwood, Luxury Vinyl Plank
- Dining Description:Combination Dining/Living, Combination Kitchen/Dining, Dining Area, Dining Room
- Bathrooms Description:Full Bath, Half Bath, Primary Bathroom
- Kitchen Description:Breakfast Area, Built-In Microwave, Combination Kitchen/Living, Dishwasher, Kitchen - Island, Oven - Wall, Oven/Range - Electric, Recessed Lighting, Refrigerator, Stainless Steel Appliances, Stove, Upgraded Countertops, Water Heater
- Bedroom Description:Primary Bedroom, Walk In Closet(s)
- Living area:1,936 sq. ft.
Heating and cooling
- Cooling:Central A/C
- Heating:Electric, Heat Pump(s), Wood, Wood Burn Stove
Structure and exterior
- Roof:Shingle
- Year built:1995
- Building area:1,936 sq. ft.
- Lot area:1.01 Acres
- Lot Features:Front Yard, Lake, Landscaping, Level, Rear Yard, SideYard(s)
- Architectural Style:Cottage, Transitional
- Construction Materials:Vinyl Siding
- Exterior Features:Balcony, Boat Storage, Deck(s), Outbuilding(s), Patio(s), Porch(es), Private Beach
- Foundation Description:Block
- Levels:2 Stories
Schools
- High school:LOUISA COUNTY
- Middle school:LOUISA COUNTY
- Elementary school:JOUETT
Utilities
- Water:Well
- Sewer:On Site Septic
Finances and disclosures
- Price:$460,000
- Price per sq. ft.:$237.6
- Tax amount:$2,942 (2025)
Features and amenities
- Laundry features:Dryer, Dryer In Unit, Has Laundry, Hookup, Laundry, Washer, Washer In Unit
- Amenities:Ceiling Fan(s), Exterior Cameras, Insulated Windows, Recessed Lighting, Skylight(s)
Parking
- Parking description:Additional Storage Area, Attached Garage, Detached Carport, Garage - Front Entry, Gravel Driveway, Inside Access
- Garage:Yes
- Garage spaces:2
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