3140 N Canal Drive, Palm Harbor, FL 34684

Local realty services provided by:Tomlin St Cyr Real Estate Services ERA Powered
3140 N Canal Drive,Palm Harbor, FL 34684
$795,000
Virtual Tour
  • 3 Beds
  • 4 Baths
  • 2,059 sq. ft.
  • Single family
  • Active
Listed by: morgan ellis, craig inglis
Office: a better life realty
MLS#:TB8441633
Source:MFRMLS

Price summary

  • Price:$795,000
  • Price per sq. ft.:$386.11

About this home

No Flood Insurance Required. Lakefront living. NO HOA. No rules. No restrictions. Updated 3-bedroom, 3.5-bath waterfront home (with a versatile mother-in-law suite, office, den) sits directly on a peaceful canal leading to one of Florida’s premier freshwater lakes. New roof (2025), new dock and seawall (2023), upgraded AC, and an expanded electrical panel ready for EV chargers. Inside, the open-concept kitchen is a showstopper, with custom cabinets, premium counters, and high-end appliances that flow effortlessly into the main dining and living room areas. Upstairs, the owners’ suite features a walk-in custom closet and a spa-inspired ensuite bath. Two additional guest rooms and an updated bath share this level, along with a full laundry room and loads of extra storage space. The mother-in-law suite downstairs has its own entrance, full bath, and laundry hook-up—perfect for guests, a home office, den, or possibly rental income. Plenty of space for boats, kayaks, skis and RVs. Nearby

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Home facts

  • Year built:1983
  • Listing ID #:TB8441633
  • Added:115 day(s) ago
  • Updated:February 23, 2026 at 01:44 PM

Rooms and interior

  • Bedrooms:3
  • Total bathrooms:4
  • Full bathrooms:3
  • Half bathrooms:1
  • Living area:2,059 sq. ft.

Heating and cooling

  • Cooling:Central Air
  • Heating:Central

Structure and exterior

  • Roof:Shingle
  • Year built:1983
  • Building area:2,059 sq. ft.
  • Lot area:0.15 Acres

Schools

  • High school:Palm Harbor Univ High-PN
  • Middle school:Carwise Middle-PN
  • Elementary school:Highland Lakes Elementary-PN

Utilities

  • Water:Water Connected
  • Sewer:Public Sewer, Sewer Connected

Finances and disclosures

  • Price:$795,000
  • Price per sq. ft.:$386.11
  • Tax amount:$170 (2024)
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