95 Phillip Street, Bay Saint Louis, MS 39520
Local realty services provided by:ERA TOP AGENT REALTY
Listed by: katy m aime
Office: navigator real estate, llc.
MLS#:4145666
Source:MS_UNITED
Price summary
- Price:$945,000
- Price per sq. ft.:$315
About this home
Discover this beautifully maintained duplex built in 2021, offering a perfect blend of modern comfort, coastal charm, and income potential. Each unit features 3 spacious bedrooms and 2.5 bathrooms, making it ideal for full-time living, short-term rentals, or a combination of both.
Located in a golf cart-friendly community just minutes from downtown Bay St. Louis and the beach, this property is ideally situated for enjoying the best of coastal living. Whether you're strolling to local shops and restaurants or cruising the shoreline, convenience is at your doorstep.
Both units offer stylish interiors with stainless steel appliances, open-concept living areas, and abundant natural light. Step outside to enjoy front and back balconies, including a 2nd-story balcony perfect for soaking in the tranquil water views.
Additional features of the property include: Unit B is equipped with a cargo lift for added accessibility, Covered golf cart storage under the home, Fenced yard - great for pets or added privacy, Proven successful short-term rental history, Option to live in one unit and rent the other for added income.
Whether you're looking for a savvy investment, a vacation retreat, or a full-time residence with rental income potential, this turn-key duplex checks every box. Don't miss this opportunity to own a piece of paradise in beautiful Bay St. Louis!...
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Home facts
- Year built:2021
- Subdivision & Development:Metes And Bounds
- Listing ID #:4145666
- Added:129 day(s) ago
- Updated:August 19, 2026 at 03:02 PM
Rooms and interior
- Bedrooms:6
- Total bathrooms:6
- Full bathrooms:4
- Half bathrooms:2
- Kitchen Description:Kitchen Island
- Living area:3,000 sq. ft.
Heating and cooling
- Cooling:Ceiling Fan(s), Central Air, Electric
- Heating:Central, Electric
- Central air:Yes
Structure and exterior
- Year built:2021
- Building area:3,000 sq. ft.
- Lot area:0.13 Acres
- Lot Features:City Lot, Level, Near Beach, Near Golf Course, Views
- Construction Materials:HardiPlank Type
- Exterior Features:Balcony, Private Entrance
- Foundation Description:Raised
- Levels:2 Story
Schools
- High school:Bay St Louis
- Middle school:Bay St. Louis Middle
- Elementary school:Waveland
Utilities
- Water:Public
- Sewer:Public Sewer, Sewer Connected
Finances and disclosures
- Price:$945,000
- Price per sq. ft.:$315
- Tax amount:$3,313 (2025)
Features and amenities
- Laundry features:Inside, Laundry Closet
- Amenities:Ceiling Fan(s), Crown Molding, High Ceilings, Primary Downstairs, Recessed Lighting
Parking
- Total parking spaces:10
- Parking description:Concrete, Driveway, Golf Cart Garage, Guest, On Site
- Garage:Yes
- Garage spaces:1
- Carport spaces:2
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