418 Terrace Lane, Oswego, IL 60543
Local realty services provided by:ERA Naper Realty
418 Terrace Lane,Oswego, IL 60543
$440,000
- 4 Beds
- 3 Baths
- 2,245 sq. ft.
- Single family
- Active
Listed by: maribel lopez
Office: keller williams infinity
MLS#:12707891
Source:MLSNI
Price summary
- Price:$440,000
- Price per sq. ft.:$195.99
- Monthly HOA dues:$23.75
About this home
Discover the potential in this spacious 4-bedroom, 2.5-bath home in the heart of Oswego, offering generous living spaces, a functional floor plan, and several major recent updates. A welcoming two-story foyer sets the tone as you enter, while large windows throughout fill the home with an abundance of natural light. The thoughtfully designed layout provides plenty of space for everyday living, entertaining, and working from home. Fresh interior paint and brand-new carpeting create a clean, neutral foundation, while still offering the next owner the opportunity to add their own style and personal touches. The partially finished basement adds valuable additional living space and features a dry bar-perfect for a recreation room, home office, fitness area, playroom, or game-day gatherings. Step outside to a generously sized backyard offering endless possibilities for outdoor entertaining, gardening, play, or simply relaxing and enjoying the outdoors. Major recent improvements add even more value, including a brand-new roof (August 2026), new water heater (July 2026), new air conditioner, and whole-home interior paint (Spring 2026), plus new carpet (summer 2026). Conveniently located near parks, walking trails, shopping, dining, and Oswego-area schools, this home offers the ideal combination of space, location, recent improvements, and opportunity. Whether you're looking for room to grow or a home you can personalize over time, this property is ready for its next chapter....
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Home facts
- Year built:2001
- Listing ID #:12707891
- Updated:August 20, 2026 at 11:36 PM
Rooms and interior
- Bedrooms:4
- Total bathrooms:3
- Full bathrooms:2
- Half bathrooms:1
- Rooms Total:8
- Dining Description:Separate Dining Room
- Kitchen Description:Dishwasher, Range, Refrigerator
- Basement Description:Finished, Partial
- Living area:2,245 sq. ft.
Heating and cooling
- Cooling:Central Air
- Heating:Forced Air, Natural Gas
- Central air:Yes
Structure and exterior
- Roof:Asphalt
- Year built:2001
- Building area:2,245 sq. ft.
- Lot area:0.26 Acres
- Lot Features:Landscaped
- Foundation Description:Concrete Perimeter
- Levels:2 Story
Schools
- High school:Oswego High School
- Middle school:Traughber Junior High School
- Elementary school:Prairie Point Elementary School
Utilities
- Water:Public
- Sewer:Public Sewer
Finances and disclosures
- Price:$440,000
- Price per sq. ft.:$195.99
- Tax amount:$8,716 (2025)
Features and amenities
- Laundry features:Dryer, Washer
Parking
- Total parking spaces:2
- Parking description:Asphalt, Attached Garage, Garage
- Garage:Yes
- Garage spaces:2
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