34-36 Cliff Street, Oneonta, NY 13820

Oneonta
Local realty services provided by:Team VP Real Estate
34-36 Cliff Street,Oneonta, NY 13820
$259,900
  • 4 Beds
  • 4 Baths
  • 2,544 sq. ft.
  • Multi-family
  • Pending
Listed by: rodger b moran
Office: benson agency real estate llc.
MLS#:R1687927
Source:NY_GENRIS

Price summary

  • Price:$259,900
  • Price per sq. ft.:$102.16

About this home

Charming 4 unit investment property located 3 blocks to downtown! Classic front porch lines offer nice curb appeal. Plenty of off-street parking. Tenants pay all utilities. Solid cash flow flow opportunity. Double digit Return on Investment! Super opportunity. May be purchased with 4 family next door- 38-40 Cliff Street, a 10 bedroom fully occupied building. See MLS #R1687928. 34-36 Cliff St: Total rents: $37,200 annually. Expenses: Taxes $4,596, Water/Sewer $700, Insurance $1,700, Trash $1,200, snow $375, Maintenance and Vacancy at 5% of gross $2,600. Total expenses $11,171. NOI $26,029. Mortgage cost $18,600 ($259,900, 20% down. 20 year amort, 6.25%), Net Income $7,429 / $51,980 (down payment) = 14.2% Return on Investment with below market rents. One year leases in place. Come take a look at this home offering generous square footage for each unit!

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Home facts

  • Year built:1900
  • Listing ID #:R1687927
  • Added:69 day(s) ago
  • Updated:August 13, 2026 at 07:50 AM

Rooms and interior

  • Bedrooms:4
  • Total bathrooms:4
  • Full bathrooms:4
  • Flooring:Carpet, Varies, Vinyl
  • Basement:Yes
  • Basement Description:Full, Partially Finished
  • Living area:2,544 sq. ft.

Heating and cooling

  • Heating:Forced Air, Gas

Structure and exterior

  • Roof:Flat
  • Year built:1900
  • Building area:2,544 sq. ft.
  • Lot area:0.18 Acres
  • Lot Features:Near Public Transit, Rectangular, Residential Lot
  • Architectural Style:Fourplex
  • Construction Materials:Frame
  • Exterior Features:Porch
  • Foundation Description:Stone
  • Levels:2 Stories

Utilities

  • Water:Connected, Public, Water Connected
  • Sewer:Connected, Sewer Connected

Finances and disclosures

  • Price:$259,900
  • Price per sq. ft.:$102.16
  • Tax amount:$4,596

Features and amenities

  • Laundry features:Common Area, Electric Water Heater

Parking

  • Parking description:Common, Gravel Driveway, Parking Available

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